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November 2007 Archives
The audience listens intently as the speaker schools them on getting rid of credit card debt."Debt is a sickness and credit cards are an easy way to get sick," he says. I sit, taking notes. It's not a personal finance...
We all could use a little escape from the everyday once in a while. If you're an American Express cardholder and can clear some space on your calendar between Jan. 20 and Feb. 13, 2009, why not take some time off in the form of a luxurious 24-day, five-continent vacation?
For consumers out to squeeze every dollar in rewards from their cash back credit card, people like Michael and Nicole Cheng of Centerville, Virginia, stand out either as an example to imitate or challengers to outpace.
The San Francisco Gate just reported that tween sensation Miley Cyrus (a.k.a. Hannah Montana), daughter of achy-breaky legend Billy Ray Cyrus, frequently gets in trouble from her parents for her spending habits. More recently, the then 14-year-old (she just turned 15) found herself in time out for losing her credit card.
While some people would rather get a lump of coal in their stocking than the increasingly-ubiquitous gift card, other shoppers may be interested in a few unique gift card offerings this holiday season.
Marketers note that the members of Gen M already in the workforce (dubbed "shadow millenials") have their own unique buying characteristics.
When you are young and first learning about credit and personal finance, it can be a struggle to digest everything all at once. For those just starting on the path of financial freedom, I have put together several resources to help along the way.
A friend recently burned me a book on CD called "Life's Little Annoyances." It's about real people who had enough of something that massively annoyed them and did something about it. One vignette is about a successful woman who was furious that every time she went out to dinner with her husband, the waiter automatically handed him the bill. Never once was it given to her -- even when she gestured that she'd take it.
While consumers are dreaming of a white Christmas, retailers are thinking black -- as in a profitable holiday shopping season. But if a recent item from CNNMoney.com is correct, the second Federal Reserve interest rate cut of 2007 may not be enough to give retailers the sales lift they need this year.
Credit cards have become the great equalizers between the haves and have nots. Even when they know they can't afford it, people with very little income can get the $399 iPhone, the iPods, the Xbox 360 games and other high-priced...
With the new Enlightenment Credit Card you can spend your way to nirvana. OK, seriously? Its Web site calls it a "socially conscious" card. "How money is used determines the effect." Like karma. It is a Visa card issued through the First Hawaiian Bank. "Our mission is to use the power of money, media and information to change the world."
Have you ever tried to cancel a credit card? Maybe you weren't too pleased with the credit card issuer and wanted to voice your displeasure with the quality of the customer service. Perhaps you closed the account while bargain shopping...
It's every party animal's worst nightmare: Spending a wild night of fun at a bar or club only to later realize that your credit card has been charged thousands more than you remember spending. In August, this happened to Thomas Salter, a Georgia Tech alum who celebrated college graduation with a few friends and an American Express card he shares with his father.
I graduated from the University of Texas in May. During those four years, I can't tell you how many times I saw students on their way to class being bribed to sign up for a credit card in exchange for a slice of pizza or an oversized T-shirt. To me, it seemed moronic to become financially obligated in such a serious way just for some free greasy food or cheapo merchandise, but it appears that many students have fallen for these tricks.
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