Free TransUnion credit monitoring deadline tomorrow

You'll need to act fast if you'd like to sign up for the free TransUnion credit monitoring offered as part of a 2007 settlement involving the credit bureau. The cutoff for submission of an authentication form is tomorrow.

However, free credit monitoring will still be available even after the deadline passes. That's because a major TransUnion settlement reached earlier this year makes millions of borrowers eligible for credit monitoring. Under that settlement, borrowers have until late September to sign up for free credit monitoring.  

Tomorrow's deadline involves a smaller settlement -- impacting fewer borrowers who used TransUnion services during a shorter time period.  

As for who should take note of the July 22 deadline, I noted in a previous blog entry that the overview on the Townes Settlement Web site explains, "If you purchased, you or a third party paid for, and you received a credit score, credit monitoring, or other offering from a TransUnion or TrueLink Web site between Dec. 1, 1999, and April 16, 2007, you are eligible to receive a benefit from the Robert V. Townes, IV v. TransUnion, LLC and TrueLink, Inc. Settlement."

The Sept. 11, 2007, settlement approval resolved claims that TransUnion and its business TrueLink violated the federal Credit Repair Organizations Act and state law. The defendants denied liability.

See related: TransUnion provides additional free credit monitoring, Lawsuit settlement provides free credit monitoring to millions of consumers, TransUnion settlement details emerge, TransUnion settlement sign-up period begins