This week's top 10 credit card roundup

This week, I found many excellent credit card articles in the blogosphere -- and here's my collection of the best. One provides tips on ways to stop overspending on credit cards, another debunks the notion that you can't pay off debt and save money at the same time and another discusses how people at every income level have difficulties managing their money. I hope you enjoy these great posts!

1)    Personal Finance Hacks provides five tips for choosing a financial planner. Picking the right person is extremely important, and these tips will help you choose someone legit.
 
2)    A Consumerist reader is being harassed by debt collectors -- and it's not even her debt! My colleague Dan knows all about that situation. The Consumerist provides some good advice about what to do in this situation.

3)    Not the Jet Set has an interesting post on what to do when one spouse is ready to get out of debt and the other isn't. Both Mr. and Mrs. Not the Jet Set explain how they did it in their own words.

4)    Millionaire Money Habits explains what establishing credit means and how to do it.

5)    Bible Money Matters reviews an interesting new business credit card that is teamed with Kiva, an organization that helps people in developing countries become self-sufficient business owners through microlending. 

6)    Seeking Alpha has an interesting analysis of the credit card industry and ponders where American Express recently went wrong.
 
7)    My Two Dollars provides advice for those who don't think paying off debt and saving money can be done at the same time.

8)    No Debt Plan discusses what to do with your credit card cash back rewards.

9)    Master Your Card lists 10 ways to stop overspending on your credit cards.

10)    Trent at The Simple Dollar had a reader write in who felt deceived when she found out how quickly Trent paid off his credit card debt -- the reader said he was rich and doesn't have financial problems. Trent responded with a fascinating post about how being rich or poor has nothing to do with spending less than what you earn.