January 2009 Archives


Head over to U.S. News & World Report's Alpha Consumer blog to read my guest post, "The Rise of Prepaid Credit Cards." Also, be sure to stop by credit and bankruptcy blog Credit Slips for a post that spotlights my article on bankruptcy risk scores.

I'm one step away from getting an ATM card with $8.3 million loaded on it. Use my step-by-step guide to find out how I did it, and how you can(not) too.

It was 30 years ago today, that the Beatles' chose last to play. This week's Emily's List of the best personal finance posts from around the blogosphere celebrates songs from the legendary band that nobody dares to dis: The Beatles.

When I learned last week about what may have been the world's largest data breach, I knew there were going to be potentially millions of victims. What I didn't expect is that I may be one of them.

Take a look at the The Carnival of Finance, Investments and Trading edition for Jan. 25, 2009, which includes my Criminal Charges blog post on strippers and credit card crimes.

Sorting through stacks of stories that highlight criminals' use of credit cards gives you a sunny outlook on life that can be summed up in a single phrase: trust no one.

In the last seven years, your credit card data might have been mined and stockpiled by the U.S. government. But hey, it was all for national security.

In honor of this weekend's Super Bowl game, we've assembled a team drawn from dozens of the best players in the personal finance arena for the football-themed 189th edition of the Carnival of Personal Finance.

This week's roundup Our Emily's List roundup of the best of the blogosphere honors the 278th birthday of big-writing American patriot John Hancock -- and the importance of knowing what you sign. Don't be cursive, foiled again!

Read the story of Master Ginger Peter, the world-class Craigslist scammer who wants my bank account details. There's only one way he's getting them though, and it involves crayfish, childhood love, trade agreements and AIDS. Is he up for it?

A payment processor that services 250,000 businesses waits until inauguration day to announce what may be the largest-ever breach of credit card data.

This edition of Criminal Charges looks to the alphabet for some inspiration. With stories involving fish, firemen and country club thieves yelling, "Fore!," you might say this week's collection of payment card crime stories is brought to you by the letter "F."

Be careful if you use your credit card when you go out for drinks. You might turn into Grandmaster Flash or Hank Williams Jr.

This week's roundup of credit-card related posts from around the personal finance blogosphere discusses "model" behavior and their sometimes problematic financial behavior.

It's been widely reported this week that credit card companies are becoming increasingly stingy with their rewards programs. But while they're cutting rewards for the cards for the hoi polloi, card issuers continue to pile them on for the well-to-do.

The Federal Reserve's periodic report on the economy shows continued problems.

A quick word of thanks goes out to the Fraud Files blog for including my post, Criminal Charges: Volume XXII -- Fraudsters on holiday, in the January 12 edition of the Carnival of Fraud.

The decision to focus this week's edition of Criminal Charges on credit card violations and striptease artists is purely based on concern for our shared economic troubles.

Several Internet message boards are on fire with complaints from credit card users who spotted a mysterious charge of about 25 cents on their statements.

Italian high fashion designer Roberto Cavalli has designed a snakeskin print credit card for his brand, which fits in flawlessly with his reputation of being a master with animal prints.

This week's credit card roundup of posts from around the personal finance blogosphere celebrates famous musicians and their questionable experiences with credit cards and debt.

Mexico's love affair with high-interest credit cards appears to have been a short-term romance.

Take a gander at the tag cloud made from the speech by one of the bailout program honchos.

While credit card charge-offs have gone up in the thrift industry, the increase is nowhere near the rate of increase from other types of loans.

It takes about 62 hours to get from New York to Los Angeles on an Amtrak train, but it will take only seconds to get your ticket under the company's new plan to start taking credit cards onboard.

The credit card crime stories assembled for this week's edition of Criminal Charges show that when fraudsters take a trip, it is often at the expenses of law-abiding cardholders. Proving that point, we have a trio of Malaysians who ran up some major fraudulent charges while vacationing in New Zealand, a Massachusetts travel agency that scammed its customers and a Vermont thief who proved just how cold ski vacations can be.

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