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 Carnival of Personal Finance makes me smile
The 205th edition of the Carnival of Personal Finance, a weekly, traveling collection of financial articles, has kindly included my post "Does your credit card make you smile?" Hosting the carnival this week is Wise Bread, and the blog chose to center all the articles around the term "Pay it forward." The expression means instead of repaying your creditor back what you borrowed, you instead forward what you borrowed to another person. For example, if someone owes you money or a favor, you could ask them to repay you by doing something nice for someone else instead. It's a great idea for these hard times. So if anyone out there has any piles of money or electronic devices lying around, feel free to forward them to me. :) 
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