Emily's list: 'I have a dream' edition

Martin Luther King Jr. delivering his 'I Have a Dream' speech in 1963.

On this day in 1963, Rev. Martin Luther King Jr. delivered a legendary speech to 250,000 civil rights protesters in Washington, D.C. This speech contained one of the most memorable quotes in U.S. history: "I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin but by the content of their character." We aren't totally there yet, but this year for the first time we have seen an African-American become president and a Latina become a Supreme Court justice. His dream is coming to fruition.

We all have dreams. Some of us dream of a world where health care is more affordable and accessible. Some of us dream of seeing our children grow old and have children. Some of us dream of meeting our heroes. Some of us dream of being freed from the shackles of debt. Whatever your dreams or hopes for the future are, believe in them and strive every day to achieve them.

If you are struggling to achieve your financial dreams, read these posts below from some of the best in the personal finance blogosphere for some inspiration!

1. The Digerati Life warns consumers about credit repair scams and explains how to restore your credit the legitimate way.

2. Four Pillars points out several other financial scams that are becoming increasingly popular in these hard economic times. Protect your money!
   
   

3. Generation X Finance outlines how to find the best mortgage and explains the important role that credit plays in this process.

4. Million Dollar Journey explains how she feels about reward points with credit cards and loyalty programs, and many readers chime in.

5. The Sun's Financial Diary discusses upcoming changes to the Chase Amazon Visa credit card.

6. Money Smart Life provides useful tips for college students on how to avoid becoming a victim of identity theft.
   

7. My Two Dollars suggests trying a "no-spending weekend" and lists activities you can do that don't involve a credit or debit card.

8. Frugal Dad says that the silver lining of the recession is that consumer debt appears to be decreasing. Very good news!

9. Consumerism Commentary explains that new rules and regulations are causing credit card terms and conditions to change and explains how Discover Card is overhauling its terms.

10. Not Made of Money explains how to fix errors on your credit report. They are more common than you might think!