Emily's list: Sept. 11 edition

Today's date holds so much history. While Sept. 11 marks the anniversary of when the Beatles recorded their first single, when Alexander Hamilton was appointed to be the first secretary of the treasury and when Kenneth Starr's infamous Clinton report was released by Congress, all of these events are overshadowed by the World Trade Center attacks in 2001.

The connotation of this date will always remain painful and emotional. I can't ignore the massive tragedy that happened on this day, but I also don't want to trivialize it, so no snarky theme from me this week. Today should be a day of reflection and remembrance.

If you are interested in learning some new financial tips and tricks, here are some of the best credit- and debt-related posts from the personal finance blogosphere in the past week:

1. Trent at The Simple Dollar explains five reasons why he doesn't agree with financial guru Dave Ramsey; one major difference is that Trent thinks personal responsibility, not credit cards, are the problem behind many financial mistakes.

2. Money Under 30 discusses why student credit cards may be a necessary evil and explains how to select the best card.

3. The Digerati Life discusses the pros and cons of using a debt settlement company.

4. No Credit Needed provides an exhaustive list of debt reduction tools, calculators and resources.

5. Think you're going to stay out of debt by going camping for a vacation instead of a luxury cruise? Mapgirl's Fiscal Challenge says camping is not a cheap vacation.

6. Ask Mr. Credit Card explains what happens to your credit card reward points and miles when you die.

7. Generation X Finance explains why if you want to consolidate your debt, you need to stop using credit.

8. Serena at QueerCents reacts to news that taking care of your mental health may adversely affect your credit score.

9. Get Rich Slowly explains how you can prevent becoming a victim of a phishing scam.

10. Not being prepared for an unexpected crisis can wreak havoc on your wallet. SquawkFox explains how you can be financially prepared for costly natural disasters.