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Emily’s list: Hurricane season edition

Emily Crone

Despite officially starting June 1, hurricane season is about to kick into high gear.  While meteorologists have scaled back their predictions a wee bit, there are still some major storms coming our way, according to Reuters. There is double the chance this year that a hurricane will hit the U.S. Northeast Coast, making the area just as risky as Florida and the Gulf Coast.

flood.jpgThe Weather Service International has predicted that we will see 18 named storms, 10 of which will go on to become hurricanes. Five of those are expected to be category three or higher (111 miles per hour or more), says Reuters.

My colleagues Dan and Connie know a thing or two about hurricanes; before they moved to Texas, they both lived in Florida and dealt with major hurricanes every year. Anyone who has experienced a natural disaster like this, whether earthquakes or blizzards or floods, knows the absolute importance of preparation.

Besides needing to stock up on the obvious stash of batteries and non-perishable food items, you need to be equally prepared with your finances. Always have a stash of cash on hand! If the power goes out for days, credit and debit cards won’t do you any good when it comes to buying gas or food. You also don’t want to lose any important documents to floods, so make sure they are protected from water. For more great advice on how to get your finances ready for an emergency, check out Connie’s pre-disaster preparedness checklist.

To track this season’s storms, check out Fox’s online hurricane center.

In the mean time, read on learn even more personal finance tips and tricks from some of my favorite blogs in the past week!

1. Feel controlled by your credit card? Master Your Card lists several
ways you can empower yourself and make your credit work for you.

2. Enemy of Debt presents a perfect example of why it is so
important to keep an emergency fund if you want to stay out of debt.

3. Low on money after back-to-school shopping? 20Something Finance
reveals 10 cheap and fun summer activities that won’t make you broke.

4. The Financial Blogger features a hilarious letter from
the perspective of his wallet
talking to him, asking him to streamline
his credit cards and add in his gift cards so he doesn’t forget to use
them.

5. Canadian Finance Blog explains how you can cope with feeling
overwhelmed with debt
by keeping a paper trail and diligently tracking
your progress.

6. Studenomics discusses why you should eschew traditional personal
finance systems, like arbitrary numbers and get rich quick plans, and
instead implement several important personal finance basics.

7. Wealth Pilgrim tells readers what to do if your wallet is lost or
stolen
, starting with notifying your credit card companies.

8. During the school year, many of us are subjected to buying tubs of cookie dough, magazine subscriptions and candy bars in the name of school fund raising. It’s a quick way to unnecessarily blow through money. Money Ning explains
how you can politely turn these offers down as both a parent and
potential customer.

9. Dough Roller explains how you can obtain your credit score if you
don’t have a credit card.

10. All Financial Matters discusses a book that explains 20 key points for negotiating your way out of debt.

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