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I love obscure holidays. It makes me laugh that people take the time to select arbitrary days and celebrate mundane things. But today’s odd holiday, Ask a Stupid Question Day, makes me happy.
According to Boston.com, a site run by The Boston Globe, it’s actually debatable whether it’s today or another day this week, but let’s go with today. The reason I like this day is because, as cliche as it is, I think there is no such thing as a stupid question. You may feel silly asking certain questions, but never let that deter you. My journalism training taught me that it’s always better to ask than to assume. You look more stupid if you just assume you know something and end up wrong. It’s really simple — the more questions you ask, the more you know and the less likely you are to make mistakes.
The fear of looking stupid and not asking questions is a great way to get yourself in deep financial trouble, too. Some folks don’t know the basics of achieving good credit or getting out of debt, but they are too afraid of asking questions that will make them look stupid. There may be people who judge you for asking basic questions about personal finance or anything else, but who cares. You never know how many people are wondering the exact same thing but are too scared to ask.
While you ponder which nonstupid questions you will ask today, read my list of my 10 favorite personal finance blog posts from the past week!
1. 20$ Finances explains how the importance of negotiating your job salary and how it affects your lifetime career earnings.
2. Blonde and Balanced presents a wonderful post about life lessons you can learn from your dog, including living in the moment and not aiming for perfection.
3. My Dollar Plan lists 14 extra ways to make money and increase your savings.
4. Narrow Bridge Finance reveals how to get started with online banking.
5. Think you’re ready to have a kid? Steadfast Finances outlines the costs of raising a child.
6. Ready for Zero features input from other personal finance bloggers on how many credit cards is too many.
7. Street $mart Finance presents six financial decisions you should make wisely if you want success.
8. Tackling Our Debt lists the advantages of using a prepaid card.
9. Free From Broke shares the pros and cons of consolidating your debt, and some of the options available if you choose to do so.
10. This is Common Cents lists 26 unusual ways you can save money.