Living with credit (693) | New, interesting products (162) | Research, regulation, industry reports (346) | Rewards (62) | Protecting yourself (276) | The fine print (121) | Credit card miscellany (470) | Celebrity Money Watch (14)
Why I avoid Black Friday like the plague
Black Friday isn't for everyone. Me, for instance.
I steer clear of chaotic retail stores during December and order as many gifts as possible online. It amazes me, but there are thousands if not millions of people out there who are willing to wait in line for hours in the cold for a discounted deal. That's time they're taking away from being with their family to get a toy or TV. Is that really worth it? As some of the posts below will reveal, not all of the Black Friday deals are exclusive to Black Friday. Heck, you can even just wait two days and shop online during Free Shipping Day the following Monday.
Regardless of whether you shop in the malls or on the Web, there are advantages to using your credit card for these purchases. They offer more security than debit cards if there is a fraudulent purchase, and they often come with features such as purchase protection and extended warranties on products you buy. Then pay your credit card bill right away, of course!
This week, I found a collection of helpful blog posts about Black Friday and holiday shopping from a variety of personal finance bloggers. They offer tips on budgeting, finding the best deals, avoiding the crowds and staying organized. Enjoy these great tips, and have a wonderful Thanksgiving weekend!
1. Young Cheap Living provides 10 reasons why you should stay home on Black Friday instead of hunting for bargains.
2. Money Under 30 shares eight tips for shopping smart and getting the best deals this Black Friday.
3. Black Friday is full of deals, but it's easy to spend more than you planned. Mr. & Mrs. Not Made of Money offers tips for staying on budget this holiday season.
4. So Over This explains why she's over Black Friday and thinks it's pointless to celebrate Thanksgiving only to run off and shop.
5. My Personal Finance Journey reveals three ways to save money on food and activities throughout the holiday season.
6. Money Q&A discusses why online shopping for holiday gifts is far superior to dealing with the masses.
7. Krant Cents provides five tips on how to shop smart for the holidays, including a reminder to donate to charities.
8. Ready for Zero explains how you can get organized, save, and de-stress during the traditionally stressful and expensive holidays.
9. Moolanomy discusses whether it makes sense to stop contributing to your retirement in order to pay off debt.
10. Dinks Finance offers a primer on how to get out of debt and streamline your finances.
They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.
Other Voices and Blogs
Subscribe to Taking Charge