CreditCards.com

Erica Sandberg

Erica Sandberg is CreditCards.com's "Opening Credits" expert columnist. While she addresses a host of questions from readers on a variety of topics, her primary focus is on helping those new to the credit world, be they students, immigrants or young adults. Got a question? Ask Erica.

Sandberg is also a prominent personal finance authority and author of "Expecting Money: The Essential Financial Plan for New and Growing Families."

Prior to launching her own reporting and consulting business, she was affiliated with Consumer Credit Counseling Services of San Francisco where she counseled individuals, conducted educational workshops, and led the media relations department.

Posts by Erica Sandberg

Living with credit, Protecting yourself

Tough times? Put credit card bills in perspective

We are constantly making choices when it comes to our money. What should we spend on items and services, where can we cut back, when is it OK to splurge … it can get confusing! As for credit card bills,…
Read More

Living with credit

How do you define wealth? For me, it’s a menu

Like countless Americans, I struggled financially throughout young adulthood. During those lean years, I fantasized about an easier life, one that did not include trying to stretch every single cent to the maximum. Everyone has a different definition of wealth.…
Read More

Living with credit, Rewards

Spend some of your points and treat yourself

Why is it so easy for us to rack up rewards points with our credit card purchases, but so hard to redeem those rewards points? It starts with the initial sign-up bonus. As a new cardholder, you may get 30,000 to…
Read More

Living with credit

What helping the homeless is teaching me about credit

What do homeless people need to know about credit? Don’t they have more important things to think about? It turns out that many of the homeless need what everybody else in America needs: credit information and guidance that will help…
Read More

Living with credit

How a DIY mentality adds up to savings

A couple of weeks ago I was nearly $800 poorer. I had gone to the doctor to ask about getting a pesky little skin tag removed. However, since he deemed it a cosmetic procedure, insurance wouldn’t cover the bill. So…
Read More