CreditCards.com

Fred Williams

Fred O. Williams is senior reporter for CreditCards.com. A business journalist since 1987, he writes about consumer financial issues from Washington, D.C. His work has appeared in USAToday and Kiplinger's Personal Finance magazine, and he is the author of "Fight Back Against Unfair Debt Collection Practices," published by FT Press.

Posts by Fred Williams

Fine print, Protecting yourself

Why I opted out of credit card arbitration – and you should too

When I signed up for my Citi Double Cash card, I was torn. I liked the 2 percent reward rate, without the headaches of a points system. But Citi is one of those cards that requires you to sign away…
Read More

Living with credit, Research, regulation, industry reports

CFPB’s complaint system makes friends and enemies

Capt. Will Jamison is in the minority of Americans who know about the Consumer Financial Protection Bureau. As a judge advocate at Ellsworth Air Force Base in South Dakota, he called the consumer watchdog agency to get help for a…
Read More

Fine print, Living with credit, Protecting yourself, Research, regulation, industry reports

1099-C rule change is good news for debtors

This tax season, there’s good news for people struggling with debt. Under a new IRS rule, people will no longer be squeezed for taxes just because an old debt has gone unpaid. Before coming to that, however, some bad news:…
Read More

Fine print, Protecting yourself

As rates rise, take a fresh look at your credit card statement

Interest rates on credit cards are going up, making this a great time to get reacquainted with the monthly account statement. If you’re like many people – even some of my co-workers at CreditCards.com – you haven’t looked at the…
Read More

Research, regulation, industry reports

People who love payday loans are hard to find

Lee Edmundson doesn’t want a federal rule to limit his access to payday loans. At least not according to the official record. “If the government limits the number of days I can have a loan, there will be many times…
Read More