Fred Williams

Fred O. Williams is senior reporter for A business journalist since 1987, he writes about consumer financial issues from Washington, D.C. His work has appeared in USAToday and Kiplinger's Personal Finance magazine, and he is the author of "Fight Back Against Unfair Debt Collection Practices," published by FT Press.

Posts by Fred Williams

Protecting yourself

Are you inviting junk cellphone calls?

Cellphones have a built-in measure of privacy that you may be giving away without realizing it. Something as innocuous as downloading a ring tone can make you a target of unwanted calls.
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Living with credit

No warm fuzzies for bill collectors

Consumers are lodging more complaints about debt collectors — who work the phones for credit card issuers and other lenders — even though they’re filing fewer lawsuits against them.
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Fine print, Protecting yourself, Research, regulation, industry reports

Credit card receipts: Where do they go?

When merchants dispose of credit card receipts, the dumpster or recycling bin is fair game. Is there a gap in protection waiting for ID thieves to find and exploit? Or is that moment of anxiety unfounded when you leave the “merchant copy” slip lying on the table?
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Living with credit, Protecting yourself

Moving on credit, steering clear of disputes

There’s nothing like an extended road trip to remind you how much you lean on a 3.5-inch sliver of plastic. On my multistate move to join I opted to pay the mover via credit card, even though there was an extra fee for the privilege, because of the extra protection I thought I would receive. But the usual billing protection that comes with a card payment turns out to be more complicated when dealing with movers.
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