Jeremy Simon

A Texas transplant enjoying live music, barbecue and everything else Austin has to offer, I spent most of my formative years in the Northeast. I graduated with an English degree from Vassar College, before taking a job with Thomson Financial in New York City, where I wrote about stock markets from the same building where Bud Fox worked in "Wall Street" (he strolled through the lobby, that is).

Since moving to Austin, my writing career has included an internship in the editorial department of Texas Monthly and the chance to tackle freelance assignments for several local publications, before working for as a staff writer.

Jeremy Simon was a staff reporter for from 2006-2011.

Posts by Jeremy Simon

Research, regulation, industry reports

Bad attitude, good credit score

Are you a mean, no-good jerk? Then you are more likely to have a good credit score.

According to a study released Wednesday, people with bad attitudes tend to have higher credit scores, the numbers used by lenders to determine whether to loan money and how much interest to charge. Researchers from Louisiana State University (LSU), Texas Tech University and Northern Illinois University found a link between credit scores and consumers’ personalities.

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New Products

U.S News showcases my ‘credit education’ blog

You may have heard about “Credit Educator,” a new service from credit bureau Experian that offers one-on-one credit education by phone. For a cost of $29.95, consumers can speak with a specially trained Experian representative who can answer questions about the consumer’s credit score and report.

I’ve written about the topic before for (check out “Experian gets personal to teach about credit, but it’ll cost you”), but more recently discussed the topic for U.S. News & World Report’s “My Money” blog.

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Credit card miscellany, Protecting Yourself

Diddy gets his AmEx Black Card swiped

Think being wealthy, successful and having a clever nickname will keep you safe from identity theft? Think again.

Diddy — formerly known as P. Diddy, formerly formerly known as Puff Daddy and legally known as Sean Combs — recently fell victim to an identity thief who stole Diddy’s American Express Black Card information, reports. If that wasn’t bad enough, the thief posted Diddy’s AmEx card information online this week for the entire web browsing world to see.

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Credit card miscellany

Carnival of Personal Finance is “California Dreaming”

When you think of California, perhaps images of beaches, Hollywood, the Golden Gate Bridge and “Bill and Ted’s Excellent Adventure” come to mind. For the latest Carnival of Personal Finance, host Hope to Prosper had the Golden State in his thoughts when he selected the carnival’s “California Dreaming” theme.

That carnival — which includes a collection of finance-related blog posts from around the web — includes my post, “U.S. economic recession shifted FICO credit scores,” in the “economy” category.

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Research, regulation, industry reports

U.S. economic recession shifted FICO credit scores

It’s no shock that during the devastating economic downturn, a lot of people went from good credit to bad, as job losses and foreclosures took their toll. But here’s a surprise: According to FICO data, the number of people with excellent credit didn’t fall during the recession — it grew.

“Many people seem to think that everyone’s FICO score must be down these days. However scores have moved in both directions,” says Rachel Bell, senior director of global scoring solutions for FICO.

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