CreditCards.com

Julie Sherrier

I clearly remember my first credit card. I was working as an editorial assistant in New York, making a pitiful entry-level salary. I could barely afford food and rent, and desperately needed a wardrobe update. So, I applied for an American Express card. Thus began my relationship with credit card debt (and shoes).

I am the senior managing editor at CreditCards.com. After graduating from the University of Missouri-Columbia School of Journalism, I worked as an editor and writer in New York and in Austin. I've also edited numerous books, taught journalism at the University of Texas, flipped a few houses and spend my free time exploring the sights and sounds of this wonderful city.

Posts by Julie Sherrier

Fine print, Living with credit, Protecting yourself, Rewards

How I canceled one of my Chase cards — and saved my score

A very cool thing happened Thursday when I called to cancel my Chase Sapphire Preferred card. And for those Preferred cardholders who were approved for the much-lauded Chase Sapphire Reserve card with its 100,000-point bonus, take note. This tip could…
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Fine print, Living with credit, Protecting yourself

Blinded by sign-up bonus rewards points

For the first time in perhaps decades, I received a payment overdue notice. I applied for the American Express Premier Rewards Gold card in early spring to take advantage of its 50,000 Membership Rewards points bonus offer with the $175 annual fee waived the first year. I was approved and had to spend $1,000 within three months to get the points.
Spending the $1,000 wasn’t a problem. Paying the bill in a timely manner was.
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Living with credit

Thanks, Mom, for teaching me how NOT to manage money

In loving tribute to my mother this upcoming Mother’s Day, I’d like to thank my mom for teaching me how NOT to manage money. Don’t worry, she won’t be offended. She’ll be the first to admit that she has never managed money well and has made numerous financial blunders during her lifetime. And that’s how I learned.
Don’t worry, she won’t be offended. She’ll be the first to admit that she has never managed money well and has made numerous financial blunders during her lifetime.
Yes, I have made money mistakes. Who hasn’t? But I am far more financially savvy than my mother.
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Living with credit

Target’s price-matching over-promises, under-delivers

Target announced on Jan. 8 that it will price match with Amazon.com, as well as other top online retailers. When I read the headline, I got excited. As a regular Target shopper, I immediately had visions of standing in the checkout line with my smartphone cued to Amazon.com to get all my purchases for less than Target price. But, alas, that is but a dream.
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Fine print, Living with credit, New products, Shopping

How much thought is behind a gift card?

Gift cards are losing their bad rep, but at what cost? When is a gift considered thoughtful and when does just serve as a quick and easy way to get the job done?
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