Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Credit card miscellany, Living With Credit, Research, regulation, industry reports

For some borrowers, debt can literally hurt

Debt hurts – literally. A growing body of research suggests that excessive debt affects not only people’s mental health and well-being, but it also makes some people physically ache. A recent study published in the journal Psychological Science found that people…
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Credit card miscellany, Fine Print, Living With Credit, Protecting Yourself

Card issuers using obscure credit scores to evaluate prime borrowers

Why would a consumer with a near-perfect FICO score get rejected for a credit card? An obscure consumer score that uses alternative data instead of traditional credit information could be to blame. Earlier this month, Los Angeles Times columnist David…
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Living With Credit

3 ways to encourage your kids to give

Want to teach your kids to be more charitable? Start by encouraging them to be more humble about their accomplishments. According to new research published in the Journal of Personality and Social Psychology, successful people who are more self-effacing or…
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Credit card miscellany, Research, regulation, industry reports

Should lenders increase credit card minimum payments?

Consumer advocates have argued for years that credit card issuers set minimum payments way too low, trapping people into long-term debt. When you pay only the minimum amount due, interest charges build quickly, causing your card’s total balance to balloon.…
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Credit card miscellany

Barbie loses material girl image, and her credit card

A brand-new Barbie is about to hit store shelves, and she doesn’t look anything like the sparkly blond, fuchsia-clad “material girl” I played with growing up in the early 1990s. Dressed conservatively in a tailored jacket and knee-length skirt, this Barbie looks like she walked…
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