CreditCards.com

Kelly Dilworth

I'm a former staff reporter at CreditCards.com. I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Research, regulation, industry reports

Credit report gripes nearly doubled this summer

The credit reporting industry was supposed to have cleaned up its act by now. Thanks to the Consumer Financial Protection Bureau (CFPB) and aggressive state attorneys generals, the industry has made a number of promising changes in recent years. They…
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Research, regulation, industry reports

Law limiting debit interchange fees backfires

Whenever I visit a favorite store or restaurant, I often reach for my debit card rather than a credit card, thinking it will lower the cost of the transaction for the merchant. But according to a report published Aug. 18…
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Living With Credit, Research, regulation, industry reports

Communication helps relationships weather financial stress

Financial uncertainty can strain even the most solid romantic partnership. But don’t give up. According to a new study in the Journal of Applied Communication Research, talking more openly about money — and learning more about it as a team — can strengthen your relationship and may even help inoculate it from money stress. Read More »

Living With Credit, Research, regulation, industry reports

Extroverts tend to save less, spend more

Extroverts tend to make more money than introverts. But according to a study published this month, they also tend to save less of what they make. “Many of the choices that people make are influenced by their personality characteristics,” explained…
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Living With Credit

Those on a tight budget choose material goods over experiences

Researchers have been saying for years that if you want to extract more happiness from your purchases, you’re better off buying experiences that you’ll savor — such as dinner at a favorite restaurant or a memorable family vacation. Yet according to a new study in the Journal of Consumer Research, people living on a budget are more likely to take the opposite approach and buy material possessions they mistakenly assume will have a more lasting impact.
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