Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Research, regulation, industry reports

Lawmakers, regulators target prepaid card overdraft fees

Prepaid cards that allow you to overdraft your account for a hefty fee could soon face extinction if federal regulators and Democratic lawmakers get their way. Earlier this month, Senator Jeff Merkley introduced a consumer protection bill dubbed Stopping Abuse…
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Protecting Yourself, Research, regulation, industry reports

Many payday loan alternatives still charge eye-popping APRs

As the Consumer Financial Protection Bureau gets ready to crack down on payday loan providers, a growing number of online lenders are promising borrowers with bad credit a fairer, less expensive emergency alternative. Many of these lenders insist they’re not…
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Protecting Yourself

My worst financial sin: Not opening the mail

Like a lot of disorganized people, I have an allergy to opening the mail. Until I married and acquired my own personal letter opener (thanks, sweetheart!), I threw mail I didn’t want to deal with on the floor, in a…
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Credit card miscellany

Choosing a college? 4 money tips to consider

If your high school senior is just now receiving his or her college acceptance letters, congratulations! This is an exciting time for all. Before you get too wrapped up in comparing college rankings, now’s the time to sit down with…
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Credit card miscellany, Living With Credit, Research, regulation, industry reports

My budget-buster: first-kid spending splurges

After arguing with my spouse over whether or not we could afford to set aside more money for retirement, I recently completed an overdue audit of my spending. As I scrolled through the list of impulsive transactions, I realized I…
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