CreditCards.com

Kelly Dilworth

I'm a former staff reporter at CreditCards.com. I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit, New products

‘L Card’ aims to stand out from subprime herd

LendUp’s new L Card, which targets those with little credit history or bad credit, aims to succeed where startups and traditional lenders have failed in recent years. The L Card is not perfect, but it’s a step up from the…
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Living with credit, Rewards

Millennials reap latest perks in credit card rewards wars

Millennials with excellent credit and newly acquired spending power are benefiting from a surge of rewards and perks that cater directly to their lifestyles and preferences – including hundreds of dollars worth of free travel credits, supersized sign-up bonuses and…
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Living with credit

Are low-rate credit cards an endangered species?

If you plan to carry credit card debt, you’ll save more money if you pick a plain vanilla card with a low-interest rate and minimal fees instead of a flashy rewards card with generous perks and big bonuses. But do…
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Living with credit, Rewards

Beware charging big-ticket items just for rewards

As card rewards get juicier, it’s getting harder to resist putting big expenses, such as home repairs and renovations, on a high-rate rewards card. A recent survey by online lender LightStream found 29 percent of well-to-do homeowners (up from 16 percent…
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Fine print, Living with credit, New products, Protecting yourself, Rewards

Opaque offers make it tough to compare cards

I recently received an offer for a Premier Rewards Gold charge card from American Express, and despite its $195 annual fee, I nearly applied for it. American Express offered a generous 50,000-point sign-up bonus worth up to $500 if I…
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