Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit, New products, Rewards, Shopping

Not using card benefits is leaving money on the table

Racking up card rewards isn’t the only way to squeeze more value from your plastic. Most credit cards also offer a laundry list of money-saving perks, but you have to actually use them. Though I am a personal finance writer,…
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Living with credit, Rewards, Shopping

4 reasons millennials deserve more credit for how they handle money

Back off, naysaying baby boomers. Millennials are better money managers than they get credit for – even if they do drop more cash than most on bar tabs and overpriced toast. Today’s 20- and early 30-somethings are more likely than…
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Fine print, Living with credit, Protecting yourself, Research, regulation, industry reports

How much higher can card interest rates go?

As average credit card APRs continue to break records, some cardholders may be wondering how much higher credit card interest rates can go. Over the past 10 years, the average APR for new credit card offers has climbed from 13.15…
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Living with credit, Protecting yourself

Don’t let your credit take a backseat in your relationship

It can be tempting in a relationship to let your partner handle all your loans and bills,  but this could wind up costing you money in the long run. If you’re applying for a major loan, such as a mortgage, you…
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Living with credit, New products, Protecting yourself, Shopping

Will invisible payments lead us into debt?

Retailers and payment companies are coming up with increasingly creative ways to make credit card payments all-but-invisible, causing analysts to speculate that we may soon be entering a world where physical cards and other cumbersome payment tools are a thing of…
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