Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Credit card miscellany

Barbie loses material girl image, and her credit card

A brand-new Barbie is about to hit store shelves, and she doesn’t look anything like the sparkly blond, fuchsia-clad “material girl” I played with growing up in the early 1990s. Dressed conservatively in a tailored jacket and knee-length skirt, this Barbie looks like she walked…
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Credit card miscellany, Living With Credit

Despite good credit, I got socked with a high APR card

The opacity of credit card offers hit home for me recently when I was approved for a Discover it Miles card. Within minutes of applying, I was pleasantly surprised to see that I had been approved for a $13,000 credit…
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Living With Credit, Research, regulation, industry reports

Experiences? Great. But sometimes, we need stuff

Happiness researchers frequently suggest that if you want to get more satisfaction from your purchases, you should spend your money on experiences instead of stuff. Research shows that experiential purchases tend to make people happier over the long run, and…
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Fine Print, New Products, Protecting Yourself

Every point counts with charity card donations

If you’re looking for a simpler way to donate your card rewards to charity, a socially responsible credit card such as Commerce Bank’s new Charity Charge credit card may be the ticket. But if you want to maximize your giving…
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Protecting Yourself

Talking about fraud can help prevent it

The next time you get a suspicious call or text message, don’t keep it to yourself. Broadcast it to your family members and friends, says the Federal Trade Commission. Your loved ones may be able to help you determine whether…
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