CreditCards.com

Kelly Dilworth

I'm a former staff reporter at CreditCards.com. I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit

New bill takes aim at student borrowers’ financial cluelessness

A group of Democratic senators are trying to pass a bill that’s supposed to help curb the number of impressionable teens and college students who sign up for bigger student loans than they can afford.

I wish something like that existed when I was a clueless teen.

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Living with credit

Millennials’ financial health is on the rocks

In a New York Times magazine article posted Tuesday, economics reporter Annie Lowrey posed a question that I’ve thought about often: “Do millennials stand a chance in the real world?”

According to mounting research, odds are it’s going to be tough.

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Living with credit

VantageScore and FICO reinvent alternative credit scores: But will lenders use them?

Both VantageScore and FICO are developing new credit scores that incorporate nontraditional data.

But will more lenders — many of whom still rely on the plain-Jane, credit-based FICO score — actually use it?

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Living with credit

When it comes to your personal and financial details, there’s no hiding now

If you value your privacy, the past several years have been rough.

Advertisers are trying to make money off you by following your activities on the Web. Credit card issuers are tracking what you buy — not just for anti-fraud purposes. And dozens of consumer reporting companies are collecting and selling so much personal and financial information about you that if you pulled all that data together in one place, you’d essentially create a revealing biography of who you are — and how you choose to live.

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Living with credit, Research, regulation, industry reports

Hoping for a financially brighter 2013 — and still thinking about the recent past

Over the holidays, I turned down an invitation to visit a family member who lives in a rural area a few hours from town because I was afraid my aging Toyota would break down along the way.

That — along with my semi-monthly trips to the auto mechanic this fall — should have been my cue to stop the procrastination and finally buy a more reliable car. But, like many recession-scarred Americans, I probably won’t — at least, not any time soon.

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