Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit

Women financially clueless? I think not

When it comes to managing money, women often get a bad rap.

Just try googling the phrase “women and money,” and you’ll find dozens of articles, books and links to conferences lamenting women’s lack of financial know-how — as well as numerous sales pitches for financial services and coaching tailored specifically for clueless gals.

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New products

Square launches faster card swipe machine

Several months ago, my favorite coffee shop in Austin switched from using a traditional credit card reader to the free Square device that attaches to an iPhone. I groaned when I saw it. Every time I swipe my card through a Square reader, the whole transaction feels slower and more cumbersome and often takes a few tries to get right.

This week, Square introduced a new product, the Square Stand, designed to fix that problem and make transactions faster and more seamless.

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Research, regulation, industry reports

Even U.S. senators struggle with errors on their credit reports

When it comes to credit report errors that are hard to get fixed, not even U.S. senators are immune.

At a senate hearing held Tuesday to discuss the country’s controversial credit reporting system, three Democratic senators sitting on the panel, Sen. Claire McCaskill of Missouri, Sen. Brian Schatz of Hawaii and Sen. Bill Nelson of Florida, confessed that they, too, had found errors on their credit reports.

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New products

Mobile payment entrepreneurs need inspiration

If you prefer to pay with plastic rather than with your smartphone, you’re not alone. Despite ongoing hype about how mobile payments are poised to take over the way we pay, most people seem happy to stick to what they’ve got.

As Apple CEO Tim Cook said in an earnings call last week, mobile payments are “just getting started” and have yet to reach a tipping point with consumers. That’s good news for entrepreneurs, since opportunity abounds if you’re innovative enough to create something that will stick.

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Fine print, Living with credit, Protecting yourself, Research, regulation, industry reports

Credit checks by employers continue to draw controversy, attention from states

Last week, Colorado became the ninth state to limit employers’ use of credit reports when checking job applicants’ backgrounds. Now, at least 13 other states — and even some municipalities — are eyeing the practice, which has grown increasingly controversial at a time when nearly everyone knows at least someone who’s been thrown into unemployment through no fault of their own.
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