CreditCards.com

Matt Schulz

CreditCards.com Senior Industry Analyst Matt Schulz has spent much of the last decade helping people make smart decisions about their money, especially credit cards. A keen observer of the payments and credit card industry, he has been quoted in or had his work appear in major media outlets such as NBCNews.com, MarketWatch, U.S. News and World Report and Huffington Post. Matt is also a frequent speaker at industry conferences.

This is Matt's second stint with CreditCards.com, having previously served as Managing Editor from 2008 to 2012. He has also led online editorial teams for an investing education website, as well as two local TV stations and a newspaper in Austin, Texas.

Matt earned a bachelor's degree in journalism from the University of Texas at Austin. When he's not working, he's obsessing over Texas Longhorn football, searching for a new restaurant to visit on his next date night with his wife and spending as much time as possible with his awesome little boy.

Posts by Matt Schulz

Living with credit, Research, regulation, industry reports

Bad credit? It’s getting tougher to get a card

The freewheeling, darn-near-everyone-who-wants-a-card-gets-a-card times that the credit card business has experienced for the past few years might finally be coming to an end, according to Federal Reserve data released on Monday. The Fed’s Quarterly Senior Loan Officer Survey showed that…
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New products, Rewards, Shopping

Amazon Prime Reload: No-brainer or no, thank you?

Amazon is trying to bring debit card rewards back, but it may not be the no-brainer it sounds like for consumers. The online retail behemoth recently announced its new Prime Reload program, which effectively allows Amazon Prime members to get…
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Fine print, Living with credit, Protecting yourself, Research, regulation, industry reports

Card APRs will rise quickly after Fed rate hike

How quickly will they hit you? Once the Fed acts, your card agreement spells it out, and there are variations between banks. Some will act superfast, others will grant customers a brief reprieve.
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Protecting yourself

How to get a credit card late payment fee waived in 4 easy steps

It was all my fault, and I felt awful about it. Worse yet, I was stuck with it, unless I got a break.


I’m talking about a $25 late payment penalty fee on a department store credit card that I opened within the last few months. As so many people have, I signed up for the card at the checkout counter, largely for the discount, and didn’t really concern myself with the interest rate. But I would pay it all off in a big hurry, so I didn’t have much to worry about – or so I thought.


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