Matt Schulz Senior Industry Analyst Matt Schulz has spent much of the last decade helping people make smart decisions about their money, especially credit cards. A keen observer of the payments and credit card industry, he has been quoted in or had his work appear in major media outlets such as, MarketWatch, U.S. News and World Report and Huffington Post. Matt is also a frequent speaker at industry conferences.

This is Matt's second stint with, having previously served as Managing Editor from 2008 to 2012. He has also led online editorial teams for an investing education website, as well as two local TV stations and a newspaper in Austin, Texas.

Matt earned a bachelor's degree in journalism from the University of Texas at Austin. When he's not working, he's obsessing over Texas Longhorn football, searching for a new restaurant to visit on his next date night with his wife and spending as much time as possible with his awesome little boy.

Posts by Matt Schulz

Fine print, Protecting yourself

H&R Block’s guarantee doesn’t mean you won’t pay

When your tax preparer drops the ball with your return, they’re supposed to fix it and pay the extra amount, right? At least that’s what H&R Block promises.

Well, I found out the hard way that even when the tax prep giant lives up to its “Peace of Mind” guarantee, you can still get stuck writing a big check to Uncle Sam yourself.

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New products

The straight poop about fast-food self-service kiosks

Looking for a place for my kid to use the potty, I managed to stumble across a quicker way to get through the line at a fast-food joint.
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Protecting yourself, Rewards

When protecting your money, don’t be afraid to make the extra call

Sometimes the difference between keeping $150 and losing it is one simple phone call.

It’s a simple lesson: Persistence pays. It’s also one that every personal finance expert worth their salt will tell you is among the most important to learn. No one cares about your money as much as you do, and to keep it, sometimes you have to fight for it.

I learned that the hard way today during one incredibly irritating morning of back-and-forth with a major airline.

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Fine print

Simplify gift cards’ fine print now; here’s how

Understanding the fine print on a gift card is hard. Trust me, I’ve spent the better part of a month looking through more than 60 examples.

But after weeks of deciphering Web pages, calling toll-free customer service numbers or even calling or visiting individual stores while researching’s 2011 gift card survey, I think I have a solution for the problem.

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Living with credit, Protecting yourself

Preparing for wildfires and other disasters — long before they strike

As large parts of drought-ridden, wind-blown Central Texas burned, my wife and I realized we needed to talk.

“If we had to evacuate because wildfires were approaching our house,” I asked, “what would we take?”

It’s just a hypothetical question for us, thank heavens. However, that’s exactly the time when you should have the conversation — not when you’ve just gotten a reverse 911 call telling you to evacuate as a roaring wildfire nears.

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