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Category Archives: Fine print

Card issuers relying on fees even more

Daniel Ray

Credit card issuers’ reliance on fees edged up another notch in 2007, according to the annual profit/loss estimate put out by respected credit card industry analyst and investment banker R.K. Hammer.
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Retailers, states compete for gift card funds

Jeremy Simon

In two New England states, there’s a struggle under way over gift card funds. A Dec. 20 warning to consumers from New Hampshire’s Attorney General shined a spotlight on retailers who are trying to bypass the state’s gift card rules. Meanwhile, the neighboring state of Maine is using its unclaimed property law to demand a portion of the funds left on dormant gift cards.
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Have a happy (and less interrupted by telemarketers) New Year

Connie Prater

The New Year brings a new federal regulation that will help prevent more telemarketers from pestering you with offers during the dinner hour at home, spamming your email boxes or clogging your home mailbox with junk mail.
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Cap cash advance, payday loan interest rates, group says

Connie Prater

What really happens to people who take out payday loans…
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Must-have hold ’em/blackjack game so worth all those reward points

I have 18,675 World Points on my TexasExes Bank of America rewards card, which I got for being a TexasEx via a telemarketer to alumni. The card had a low interest rate at first, but it’s popped into the stratosphere. (Don’t ask.) I really want to get rid of that interest rate, and will be calling Money Management International soon for help in getting it slashed. That will mean closing the account, so I might as well redeem the points first.
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