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Category Archives: Living with credit

4 easier alternatives to the envelope budgeting system

Taylor Tompkins

Every Thursday, this young guy would come like clockwork into the north San Antonio bank branch where I used to work as a teller. Clutching a handful of labeled envelopes, he would wait patiently for me to fill them with…
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Young millennial renters: Start mortgage-prepping now!

Sienna Kossman
Preparing for home ownership

As temperatures rise and flowers bloom, many young consumers will be shopping for their first home. Last fall, the majority of prospective homebuyers (53 percent) said they hoped to buy a home in seven months or more, indicating spring and…
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Keeping spring breakers’ charging in check

Erica Sandberg

Woohoo! Millions of American college kids are blowing off steam on spring break, but as a parent, you have both the right and the responsibility to expect financial responsibility – especially if your college-age student is charging on your card.…
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To curb spending, I’m making it harder to use my credit cards

Kelly Dilworth

I’ve had a tough time reining in my spending lately, so to curb my tendency to overcharge, I’m making it harder for me to use my credit cards. Several studies have found that credit card payments tend to encourage people…
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9 crazy credit facts to wow your friends

Erica Sandberg
9 weird facts about credit cards

Want to amuse and astound your friends? These funny and peculiar facts about credit cards, credit reports and credit scores may wow your friends. 1. Credit cards are rectangle because the world is round. You may have wondered why there aren’t…
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