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Category Archives: Living with credit

Get smart about credit: Stop. Think. Save!

Emily Crone

While it’s mostly impossible to get by in modern-day American life without a credit card, there is no required education on credit. Many consumers find themselves into deep debt merely because they weren’t taught how to manage money . That’s why I was delighted to hear that the Family Credit Counseling Service based in Rockford, Ill. has launched an educational campaign called Stop. Think. Save!
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Reuse and recycle those old credit cards

Connie Prater

What do you do with your credit cards when they’re worn, expired or no longer fit in your wallet? Rock, paper, scissors?
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Tax rebates: Even those who saved ended up spending

Daniel Ray

What do you think people do with tax rebates, repay credit card debt or spend the money? In a newly released paper from the Philadelphia Federal Reserve, three economists find that most of us saved a little and spent a little. But the picture was worse for one group of people: Those nearly maxed out on their credit cards. For them, it represented an opportunity to rack up more debt.
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Traffic stops yield Starbucks gift cards

Jeremy Simon

The Associated Press reports police in Rancho Cordova, Calif., are giving drivers a holiday season surprise — pulling people over for good driving and then rewarding them with $5 Starbucks gift cards.
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Readers respond to 2008 oil and gas outlook

Connie Prater

My stories today on gas and oil prices in 2008, and about how many people will have to borrow money or freeze this winter, touched a nerve, judging from your e-mails.
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