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Category Archives: Research, regulation, industry reports

We’re not financially illiterate. Far from it.

Erica Sandberg

April is Financial Literacy Month in the United States, which means that for the next few weeks countless experts will wax on about the sorry state of Americans’ money and credit proficiency. But consider the definition of financial literacy: You…
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Subway’s footlong credit card settlement

Jay MacDonald

You know how your favorite burger joint inevitably asks, “You want fries with that?” Given its latest string of consumer blunders, perhaps Subway should consider a similar tack, but instead inquire, “You want a class-action settlement with that?” In March,…
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A little retail therapy can combat anxiety

Kelly Dilworth

Retail therapy often gets a bad rap, due to its association with chronic overspending and credit card debt, but if you’re like me and struggle with anxiety, a little retail therapy now and then can help, new research finds. How…
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Young millennial renters: Start mortgage-prepping now!

Sienna Kossman
Preparing for home ownership

As temperatures rise and flowers bloom, many young consumers will be shopping for their first home. Last fall, the majority of prospective homebuyers (53 percent) said they hoped to buy a home in seven months or more, indicating spring and…
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9 crazy credit facts to wow your friends

Erica Sandberg
9 weird facts about credit cards

Want to amuse and astound your friends? These funny and peculiar facts about credit cards, credit reports and credit scores may wow your friends. 1. Credit cards are rectangle because the world is round. You may have wondered why there aren’t…
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