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Category Archives: Research, regulation, industry reports

Bad credit? It’s getting tougher to get a card

Matt Schulz

The freewheeling, darn-near-everyone-who-wants-a-card-gets-a-card times that the credit card business has experienced for the past few years might finally be coming to an end, according to Federal Reserve data released on Monday. The Fed’s Quarterly Senior Loan Officer Survey showed that…
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Math skills add up to better credit account management

John Egan

Pity the poor undergraduate psychology majors at Ohio State University: They’re forced to take a class in psychology statistics. Sounds painful, doesn’t it? For someone as math-averse as I, the thought of being required to take a statistics course makes…
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How much higher can card interest rates go?

Kelly Dilworth
How much higher can card interest rates go?

As average credit card APRs continue to break records, some cardholders may be wondering how much higher credit card interest rates can go. Over the past 10 years, the average APR for new credit card offers has climbed from 13.15…
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Getting your move on and other news to know this week

Taylor Tompkins

This week’s (un)lucky number is: 1 percent That’s the base amount you’re likely to earn on a cash back card. But if you work really hard, put good vibes out into the universe (and maybe sprinkle a little fairy dust on…
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Card APRs will rise quickly after Fed rate hike

Matt Schulz
Card APRs rise quickly after rate hike

How quickly will they hit you? Once the Fed acts, your card agreement spells it out, and there are variations between banks. Some will act superfast, others will grant customers a brief reprieve.
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