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Category Archives: Research, regulation, industry reports

Have a happy (and less interrupted by telemarketers) New Year

Connie Prater

The New Year brings a new federal regulation that will help prevent more telemarketers from pestering you with offers during the dinner hour at home, spamming your email boxes or clogging your home mailbox with junk mail.
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Las Vegas flunks debt report card

Men’s Health put together a list of cities in its November issue with the worst personal debt, “Is Your City A Debt Trap?” and gave grades from A+ to F.
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Congresswoman circulates far-reaching credit card bill

Daniel Ray

Congressional heat on the credit card industry just turned up a notch. A key congresswoman is floating a bill that would abolish many of the card issuers’ practices that consumers find most offensive, including double-cycle billing, universal default and hiding rate changes in tiny type.
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Tax rebates: Even those who saved ended up spending

Daniel Ray

What do you think people do with tax rebates, repay credit card debt or spend the money? In a newly released paper from the Philadelphia Federal Reserve, three economists find that most of us saved a little and spent a little. But the picture was worse for one group of people: Those nearly maxed out on their credit cards. For them, it represented an opportunity to rack up more debt.
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Readers respond to 2008 oil and gas outlook

Connie Prater

My stories today on gas and oil prices in 2008, and about how many people will have to borrow money or freeze this winter, touched a nerve, judging from your e-mails.
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