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Category Archives: Research, regulation, industry reports

The ‘check is in the mail’ less often nowadays

Connie Prater

New statistics just out from the Federal Reserve Board give weight to what many of us know from our day-to-day lives. We’re writing fewer checks these days to pay the bills. It’s not that we’re not paying our bills, but…
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Study: Social lending poses threat to credit cards

Daniel Ray

New research says that person-to-person “social lending” will grow, grow fast, and that one of the major sources of demand for the loans will come from people who want to pay off credit card debt.

That’s good news for consumers, because more competition for card customers will exert downward pressure on everyone’s credit card rates.
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Fisticuffs over store credit cards

Jeremy Simon

Add this item to the list of dangers involved with store credit cards: In Wauwatosa, Wis., fists began flying after a promotion in a local Kmart resulted in approvals for anyone seeking a store credit card, reports television station WISN.
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The shadows know

Jeremy Simon

Marketers note that the members of Gen M already in the workforce (dubbed “shadow millenials”) have their own unique buying characteristics.
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Making ends meet on a wing, a prayer and a credit card

Connie Prater

Credit cards have become the great equalizers between the haves and have nots. Even when they know they can’t afford it, people with very little income can get the $399 iPhone, the iPods, the Xbox 360 games and other high-priced…
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