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Daniel P. Ray
I'm Daniel P. Ray, CreditCard.com's editor in chief, and I've been writing and editing consumer-oriented stories about personal finance -- especially debt-related issues -- for about 10 years. Before joining CreditCards.com in July, 2007, I was an editor at Bankrate.com, including six years as editor in chief...
They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.
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