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Living with credit (247)
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New, interesting products (69)
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Research, regulation, industry reports (176)
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Rewards (23)
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Protecting yourself (113)
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The fine print (36)
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Credit card miscellany (280)
The fine print
The Pew Charitable Trusts published a pretty damning report Wednesday about how credit card issuers continue to be "unfair or deceptive" with their products -- despite legislation set to curtail these practices in 2010.
In my excitement over the Emirate Islamic Bank's Skywards 100,000 bonus miles deal, I decided to go ahead and try to apply, only to discover that I've been duped.
I thought the credit card companies still loved me. Well, not anymore. They want everything but my first-born to prove that I am who I am.
The new credit card legislation had a lot of politicians supporting it, and many of them bit the hands that had been feeding them campaign contributions.
Is it wrong to sell the American Dream? Boyce Watkins, a professor of finance, says Russell Simmons and his Rush Card are doing just that.
In honor of this weekend's Super Bowl game, we've assembled a team drawn from dozens of the best players in the personal finance arena for the football-themed 189th edition of the Carnival of Personal Finance.
What do you call a blog's first birthday? A blogiversary? A blirthday? Whatever it is, wish us a happy one. Taking Charge, the blog of the CreditCards.com editorial staff, published its first item a year ago today.
What the credit landscape will look like in the coming years is anyone's guess, but experts warn that those with good credit will find access to it harder to come by and those cash-strapped consumers relying on credit to get by will get hit even harder.
When it comes to ridding your credit report of inaccurate items, I recently learned the hard way that if you want it done right, you've got to do it yourself.
The best credit cards carry no annual fees or balance transfer fees and offer cash back incentives. The worst have hidden fees and have no grace period for making payments.
New York state attorney general cracks down on Long Island gas stations that charge a surcharge for use of credit cards.
Shifting from fixed rate to variable rate terms will cost more, but users have 45 days to opt out of terms.
You'll need to act fast if you'd like to sign up for the free TransUnion credit monitoring offered as part of a 2007 settlement involving the credit bureau. The cutoff for submission of an authentication form is tomorrow.
Gift cards may not provide the same level of protection as credit cards and debit cards, but gift card users are not left completely unguarded, according to a report released this month by the Federal Reserve Bank of Philadelphia.
This is the fourth installment of a week-long series documenting Emily's experiences with plastic in Europe. This time, she discusses surprise charges.
Summer driving season is upon us, with gas prices and tempers both running high. To show their anger over credit card fees they say are boosting fuel costs and erasing profits, gas station owners are taking action.
Now is a bad time to be a credit card issuer and times are only going to get tougher, according to Fitch Ratings.
Those miles that you've been stockpiling by charging everything from a pack of gum to a flat-screen TV just got a little less valuable.
Disclosure alone is not enough when it comes to today's complex credit card agreements. Federal Reserve Board Governor Randall Kroszner said as much and more during an eye-opening, frank speech today in Cleveland while addressing the Cleveland Community Development Policy Summit. The...
Under the terms of a settlement reached last year, even more consumers could find themselves eligible for free email alerts and unlimited access to their TransUnion credit reports and credit scores, provided they act before July 22.
Further details have emerged about what consumers stand to gain from the settlement of a class action lawsuit against credit reporting giant TransUnion. The details revolve around the words "millions" and "billions."
Millions of consumers will soon be eligible for free credit monitoring for nine months as the result of a class action lawsuit tentative settlement announced today.
When you comparison shop for credit cards, go beyond looking at teaser rates and rewards, and include looking at default rates. Because, sometimes, when you least expect it, Paula happens.
The Wall Street Journal reported that an appeals court on Friday reinstated a 2005 lawsuit charging some of the leading U.S. credit card issuers with breaking the law by forcing credit card users to sign away their right to bring complaints to court by including arbitration-only clauses in cardholder contracts.
It's official. More regulation is coming this spring from the Federal Reserve to improve disclosures and outlaw some credit card industry practices.
Credit card industry forum hosted by the Federal Reserve Board yields promise of new rules.
Recent Federal Reserve interest rate cuts won't completely trickle down to everyday consumers. Ours will be modest cuts -- if any at all.
The "Credit Cardholders Bill of Rights" bill got a first hearing in the House Thursday, and it doesn't bode well for an industry that says it needs no additional oversight to have the overseers recount personal tales of how they got stiffed by their credit card issuer.
Chase ends practice of raising interest rates based on credit scores of cardholders.
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Credit card rules change all the time -- and it's not always easy to understand without a lawyer and a magnifying glass. We translate the arcane and watch for the trends.
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