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Living with credit (248)
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New, interesting products (69)
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Research, regulation, industry reports (177)
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Rewards (23)
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Protecting yourself (113)
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The fine print (36)
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Credit card miscellany (280)
Julie SherrierI clearly remember my first credit card purchase. I was a fresh-faced editorial assistant for HOUSING magazine at McGraw-Hill in New York with a hand-me-down wardrobe from my stepmother who worked on Wall Street. The problem? Our mismatched shoe sizes. So I applied for an American Express card and went shopping up and down 34th Street, happily lugging multiple shoe boxes home. Thus began my relationship with credit and debt (and shoes) and the ensuing lessons learned about managing both...
The Pew Charitable Trusts published a pretty damning report Wednesday about how credit card issuers continue to be "unfair or deceptive" with their products -- despite legislation set to curtail these practices in 2010.
As a Web-savvy personal finance editor, I would never be fool enough to fall for the "free trial offers" of Acai berry supplements. But I guess I'm a chump for wrinkle-eliminating-spot-fading-luminous-glow-dead-cell-removing facial products.
The predicted breakup of the love affair between Mexican credit cardholders and their issuing banks isn't happening as quickly as I thought.
In my excitement over the Emirate Islamic Bank's Skywards 100,000 bonus miles deal, I decided to go ahead and try to apply, only to discover that I've been duped.
My blog about how much harder it has get a credit card was included in the LivingAlmostLarge Carnival of Personal Finance.
I thought the credit card companies still loved me. Well, not anymore. They want everything but my first-born to prove that I am who I am.
My blog on laid-off expats leaving behind their credit card debt in Dubai was included in the Funny About Money Carnival of Personal Finance.
A few United Arab Emirates (UAE) banks are having a little problem collecting on the credit card balances of expats leaving town -- to the tune of up to 2,500 cardholders a month.
At least once a year, the staff at CreditCards.com in Austin, Texas, forsakes their cubes for a day for a little charity work. It always feels good. And we should probably do it more often.
Mexico's love affair with high-interest credit cards appears to have been a short-term romance.
The experts say to pay cash for gifts this holiday season, but if you pay cash, you lose the purchase protection provided by credit cards if the item you buy is damaged or broken.
A quick hat tip to Lisa Spinelli at the Greener Pastures: Personal Finance for including my post, "The (not surprising) psychology behind minimum payments," on her Carnival of Personal Finance #174: The Columbus Day Edition.
It shouldn't come as a big surprise that the current credit crunch will be limiting our exposure to oft-repeated, memorable and often spoofed credit card commercials. According to Advertising Age and Nielsen (the world's leading provider of marketing information), credit card advertising slipped a whopping 24 percent in September.
Researchers in Coventry, England, are saying a small segment of the population who, when presented with the option of making only the minimum payment instead of more on their credit card bills, choose to do so.
What the credit landscape will look like in the coming years is anyone's guess, but experts warn that those with good credit will find access to it harder to come by and those cash-strapped consumers relying on credit to get by will get hit even harder.
As part of Citibank's risk-assessment policy in Sweden, credit card applications for consumers over the age of 75 will be turned down
Actor James Woods didn't wait for his credit card company or the authorities to nab a fraudster who charged up thousands of dollars on his credit card -- he tracked down the culprit himself.
Only four of the nine affected retailers in the largest ID theft scam in history notified customers of the security breach.
Some Wells Fargo credit cardholders are experiencing the consequences of the financial institution's efforts to abate future losses.
Credit card write-offs for Target Corp. increased from 6.8 percent to 8.1 percent from February to March, reports Bloomberg.com.
Thousands of checking account and debit cardholders across the country are paying an average $34 overdraft fee for small-ticket items.
Millions donated to American Idol charity with credit cards, but the event may have been a windfall for Visa, MasterCard and American Express. The credit card companies likely raked in a large cache from credit card processing fees.
The IRS has released payment schedules for tax returns and stimulus checks.
A recent article published on livinginperu.com announced that some credit card holders in Peru will see interest rate jumps as high as 40 percent in the next few weeks.
In these tumultuous economic times of soaring credit card debt and home foreclosures, it's become apparent that financial literacy is a sorely needed skill.
The Center for American Progress says a credit card safety rating system -- similar to crash test ratings for cars -- would help consumers see which credit cards would give their finances the biggest dings.
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They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.
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