Kelly Dilworth

Kelly Dilworth

Kelly Dilworth is a former staff reporter at CreditCards.com. She began her career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. She returned to journalism in 2010 and since then has written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. Kelly holds a degree in liberal arts from Sarah Lawrence College and lives in Austin, TX. ...

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A family in Lexington, Massachusetts has come up with an unusual game for teaching their 11-year-old son about money: Every month, they hand over a wad of receipts and the family's monthly credit card statements and ask him to look for unusual charges.
According to banking executive Kevin Tynan, bankers may be wasting their time worrying about the cash-strapped millennial generation. Millennials don't spend enough to be profitable and they're more likely to change banks if they find one they like better.
It's not that I don't trust him. My husband is better at handling money than anyone I know. But I still peek at the card offers he gets, and keep tabs on his bill paying. But that's me -- and the millennial generation, according to a new study from J.P. Morgan Chase. The study says a surprising number of Americans are hiding their credit scores from their partners, and openness about credit matters is associated with age: The younger you are, the more open you are.
I've been thinking pretty seriously lately about applying for my first American Express card after receiving some tempting offers. But with all the bad press the card issuer has been getting over the past few months, I'm starting to wonder: Are American Express cards as valuable as they used to be?
It's now easier than ever to see your credit score for free thanks to a growing number of credit card providers offering cardholders free scores. But according to a study from the credit bureau TransUnion, access hasn't brought clarity. Despite easier access to their scores, the three-digit numbers still mystify.
The next time you visit a store, think twice about the direction of your gaze when comparing different products. According to a forthcoming study in the Journal of Consumer Research, retailers could influence which products you prefer -- and how much you're willing to pay for them -- simply by placing them higher, or lower, on the shelf.
While clipping coupons and hunting for deals is more fun than sticking to a budget, you'll save more cash if you create a budget before you shop, according to a new study in the Journal of Consumer Research.
According to a growing body of research in a field of science called genoeconomics, the size of your bank account -- and the amount of credit card debt you carry -- may be partially determined by your genes.
Having more money in the bank won't make you feel happier on a day-to-day basis, according to a new study. But it might make you less unhappy -- especially if you have enough cash stashed away to feel like you have some control over your circumstances.
The other day, my debt-averse husband shocked me when he proposed taking out a personal loan to help pay for our upcoming move to Southern California -- one of the priciest regions in the country.
According to a new study published in Science magazine, researchers with access to 'anonymized' credit card data -- transactions that have been stripped of personally identifying information -- can piece together who bought what simply by using a few publicly available markers they've collected online, such as geo-tagged tweets and time-stamped Facebook status updates.
Qualifying for a new loan is about to get easier for the millions of Chinese computer users who don't yet have a credit card, but regularly go online to shop, pay bills and invest their personal savings.
Millennials are thumbing their noses at credit cards and traditional banking services, according to multiple reports, and that's making some people in the financial services industry nervous about how they're going to attract such a picky crowd.
The next time you reward your kids for good behavior, you might want to hold off on showering them with toys. According to a forthcoming study in the Journal of Consumer Research, kids who are frequently given material objects in exchange for doing well are more likely to grow up to be materialistic adults.
It's been more than six weeks since my husband and I had a baby. But we still have no idea how much we owe for medical expenses from our recent hospital stay.
Ever since we learned we were having a baby last spring, my husband and I have been obsessed with saving money. I'd always imagined enrolling my kids in the same kinds of summer and after-school enrichment programs I enjoyed growing up. But now that our son is here, I'm beginning to realize my own kids may not be so lucky.
For more than a year now, I've been living with constant calls from debt collectors, but the calls are for a man named William. No matter how many times I tell the callers they've got the wrong number, they keep calling back. And now I'm getting robocalls, with no chance of talking to a live person to explain that I'm not William.
As the end of the year approaches, you may be trying to ramp up your charitable donations. Before you give away your hard-earned cash, think twice about where it's going. You may be able to reap more satisfaction from your giving - and maximize your charitable contributions - if you think more strategically about where and how you give.
A low credit score isn't just bad for your wallet. It also signals a higher risk of heart disease, says a new study.
As the holiday season gets closer, you may notice a growing number of stores trying to tug at your heartstrings -- and your wallet -- by advertising charitable donations alongside traditional holiday promotions.
According to the parenting website, BabyCenter.com, many new moms are bluffing about their financial circumstances on the Web and posting pictures, status updates and videos that make them seem wealthier than they actually are
The next time you go shopping, you may want to skip lunch. A new study published Oct. 23 by Plos One found that people who are moderately hungry tend to make smarter choices with their cash.
A striking number of renters are confused about what's included in their credit reports, according to a new study from the credit bureau TransUnion.
Refinancing your student loan could potentially save you a bundle on interest. But lenders' requirements are so stringent that most borrowers are unlikely to qualify for the best deals.
If Apple Pay and similar mobile payment systems catch on with enough people, it will help undermine the data broker industry, which has been collecting and selling people's purchase histories for years. It may also help attract more privacy and security-conscious cardholders to mobile payments, which have struggled to gain traction with consumers.
U.S. households are more bullish about their personal finances than they've been since 2009, according to a survey released Sept. 29 by Absolute Strategy Research. But a striking number of Americans are still skeptical that the "American Dream" remains intact and that the next generation will be substantially better off.
A substantial number of young people are bucking tradition and putting off marriage until they feel more financially secure, according to a new study from the Pew Research Center.
If you're struggling to build or rebuild your credit, you may want to look into obtaining a small dollar loan from a nonprofit lender.
More than five years have passed since the Great Recession formally ended in June 2009. But for many Generation Xers, it's still not over.

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