Living with credit


Here's the scariest credit card statistic I've seen this month: Nearly three in 10 American workers say they have more credit card debt than retirement savings, says a new poll.

The first mass mailing of credit cards was in September 1958. Have they been a blessing or a curse?

Do you travel abroad? Don't count on one piece of plastic to carry you through your journey. International travelers are increasingly finding their U.S.-based credit cards may be refused, due to politics, merchant revolts or obsolescence.

This week's sampling of the best in the credit card blogosphere features the five most prestigious credit cards, 10 ways you can quickly shed that debt, and a frightening story about arbitration.

Paying with cash more painful than paying with credit cards, study says, in explaining why we spend more with plastic.

The best credit cards carry no annual fees or balance transfer fees and offer cash back incentives. The worst have hidden fees and have no grace period for making payments.

Winter heating season starts Oct. 1, but few are warming up to the idea of paying 20 percent to 30 percent more to heat their homes in the coming months.

As part of Citibank's risk-assessment policy in Sweden, credit card applications for consumers over the age of 75 will be turned down

Southwest Airlines has announced that as of Sept. 9, it's joining the cashless movement that has been sweeping through airline cabins for the past few years.

I learned from early mistakes and will always remember garnishment as a lesson in money management.

He got credit card solicitations in both English and Spanish. Guess which ones offered the better deal?

Have you been hankering for an Amazon Kindle but can't bear the thought of forking over several hundred dollars? A new deal from Amazon will give you a major discount on the wireless reading device -- if you get the new Amazon.com credit card.

This week's round-up includes a list of reasons why debt and carbs are similar, an idiot's guide to loan and debt consolidation and a list of reasons why financing consumer spending can be a terrible idea. I hope you enjoy this collection of the best credit card-related posts from the blogosphere!

Hillary Clinton dropped out of the Democratic primary race two months ago, but her campaign is still mired in debt. As the deadline to retire her personal loans looms, she is using contests and the upcoming convention to try to raise more money. Obama is getting flack for not providing more aid, but is it really his problem?

I was babysitting two kids one evening last week and read as they watched the Disney Channel. I can't stand the overacting and laugh tracks on those shows. When I heard something about credit cards, however, my ears perked up. A "That's So Raven" episode taught a great lesson about the wise use of credit.

It's time for another round-up of this week's best blog posts on credit cards. This collection includes an interview with a FICO scoring expert, a guide to 0 percent credit card balance transfers and information about a scam that can result in identity theft. Enjoy these excellent articles!

My student credit card has been switched to a regular card without me doing a thing, but my APR is still the same. A new debit card came in the mail because my old one may have been exposed to a data breach. What is going on?

In today's sluggish economy, planning a costly dream wedding is enough to throw young people into major debt (unless the bill is conveniently footed by the proud parents). One British couple is having a "credit crunch wedding" in order to save costs and avoid going to debt just to get married.

Last month, we poked fun at John McCain for carrying some hefty credit card debt at a high interest rate. Barack Obama had no major credit card debt to report, but recently released documents show that Hillary Clinton does. While the amount she has charged isn't small, she still does the responsible thing: She does not carry a balance.

Residents of Nigeria and Ghana search for credit cards more than people in the US, UK or India, according to a new Google tool. But it's not for the same reasons we want them.

As of Nov. 1, American Express will stop issuing several specialty credit cards, including a line of city-centric cards aimed at the young and wealthy.

This week, I found many excellent credit card articles in the blogosphere -- and here's my collection of the 10 best.

Are you worried your kids aren't learning enough about personal finance? Afraid you will not be able to teach money basics effectively? Perhaps you should send them to financial boot camp.

Visa is pulling out all the stops to promote itself as being inextricably tied with the upcoming Beijing Olympics. However, if you're traveling to China this summer to see the Games in person, you may not be able to use that Visa card as much as you might like.

Welcome to the eighth edition of the Finance Fiesta! It's been quite a festive week here at Taking Charge, and we hope you enjoy this showcase of some of the best posts from personal finance blogs. The Taking Charge team is based in Austin, Texas, so we thought we'd base our theme around our beautiful city's favorite hang-outs and landmarks. Austin's a great place to live and work -- we hope you enjoy our city!

Now that I've completed my series of credit card tales from Europe and warned you of everything from pay potties to overpriced ATM fees, I want to share some additional credit card travel tips -- this time from others.

This is the fourth installment of a week-long series documenting Emily's experiences with plastic in Europe. This time, she discusses surprise charges.

This is the third installment of a week-long series documenting Emily's experiences with plastic in Europe. This time, she discusses pay toilets.

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Are you a credit card power user? Or have you spent your way into a lousy credit score? We'll give you tips, tricks, examples of smart and not-so-smart credit card uses and more.

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