Matt Schulz

Matt Schulz

I'm an Assistant Managing Editor at CreditCards.com, and as I neared my first day on the job, it dawned on me just how massive an impact credit cards have had on my life since I began college.

First, there were the ignorance-is-bliss years of overspending on things like bootleg CDs and Italian dinners. Those good times led to the shocked-into-sobriety years of using every spare cent I had to pay off...

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Whether you bought a bucket of cake or a honeymoon trip to Puerto Rico, credit card companies are watching what you spend. The practice has even made its way into prime time TV comedy.
Swine flu? Meh. Paying your bills? No big deal. When it comes to striking fear in the hearts of Americans, nothing does it like ID theft.
I couldn't wake a corporate giant, but a poke from a consumer blogger did.
Consumer confidence and consumer spending had generally walked hand in hand over the past 30 years -- sometimes rising, sometimes falling, but rarely straying too far from one another. That all changed somewhere in the middle of this decade, according to a new essay from economists with the Federal Reserve Bank of Chicago.
When it comes to ridding your credit report of inaccurate items, I recently learned the hard way that if you want it done right, you've got to do it yourself.
As sure as there will be hurricanes in the Gulf of Mexico each year, there will also be lowlifes who will try to illegally profit from the storm's carnage. The aftermath of hurricanes Gustav and Ike is no different, and the government has issued a warning to Americans to be wary of potential telemarketing scams.
Visa may not have won eight gold medals like Michael Phelps, but those with the credit card company surely must feel like a huge winner just for being so closely associated with the American swimmer's phenomenal rise to superstardom.
Michael Phelps is racking up gold medals and world records at the Beijing Olympics as fast as some people rack up credit card debt, and along the way, Visa is doing everything it can to tie itself to the 23-year-old American swimmer some are calling the greatest Olympian ever.
Don't think that you'll have to eat your gift cards just because your local Bennigan's and Steak and Ale are closing.
Barnes & Noble shoppers beware. Your credit card information may have been stolen in a complex international plot that seems right out of a best-selling crime novel.
Frightened off by tough economic times, most credit card issuers are scaling back their pursuit of new customers because they just aren't worth the risk, according to a new study.
Visa is pulling out all the stops to promote itself as being inextricably tied with the upcoming Beijing Olympics. However, if you're traveling to China this summer to see the Games in person, you may not be able to use that Visa card as much as you might like.
A new survey has dubbed Las Vegas "Debt Central." However, when you're talking specifically about credit card-related debt, the same report shows that consumers living in far less glamorous places -- like Anchorage, Alaska, and Corpus Christi, Texas -- are far worse off than those in Sin City.
American Express has the best reputation of any U.S. credit card issuer or bank, according to a recent study. However, that same survey shows that the entire financial industry has a lot of work to do when it comes to winning people's hearts.
Those miles that you've been stockpiling by charging everything from a pack of gum to a flat-screen TV just got a little less valuable.
Want proof of just how fast that Chinese economy is growing? Try this: The total number of credit cards in China nearly doubled in the past year, according to the nation's central bank.

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They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.

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