CreditCards.com

Buddha wants you to shop

Emily Crone

With the new Enlightenment Credit Card you can spend your way to nirvana. OK, seriously? Its Web site calls it a “socially conscious” card. “How money is used determines the effect.” Like karma. It is a Visa card issued through the First Hawaiian Bank. “Our mission is to use the power of money, media and information to change the world.”
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Don’t party with your credit card

Emily Crone

It’s every party animal’s worst nightmare: Spending a wild night of fun at a bar or club only to later realize that your credit card has been charged thousands more than you remember spending. In August, this happened to Thomas Salter, a Georgia Tech alum who celebrated college graduation with a few friends and an American Express card he shares with his father.
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Student credit card bribery

Emily Crone

I graduated from the University of Texas in May. During those four years, I can’t tell you how many times I saw students on their way to class being bribed to sign up for a credit card in exchange for a slice of pizza or an oversized T-shirt. To me, it seemed moronic to become financially obligated in such a serious way just for some free greasy food or cheapo merchandise, but it appears that many students have fallen for these tricks.
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Hangups with paying via mobile

Emily Crone

Call me old-fashioned, but I want my cell phone to be a phone ONLY. Well, unless it’s an iPhone, but that is a whole different species. I’m talking about all these new phone/MP3 player combinations featured in commercials with Beyonce. Or paying extra for a phone with a built-in camera and video camera, with quality so terrible, it’s difficult to decipher what the fuzzy images are. I am perfectly content with having a sturdy iPod, a high-quality camera and a well-made cell phone rather than combine them and compromise quality and usability. Now that there is talk of mobile phones being used as credit cards, I am, as you can imagine, not thrilled with the idea.
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