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Living with credit (91)
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New, interesting products (34)
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Research, regulation, industry reports (94)
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Rewards (10)
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Protecting yourself (42)
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The fine print (14)
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Credit card miscellany (76)
Rewards
Last month, I wrote about the new social network, Members Know, which American Express launched for its jet-setting cardholders. The company has recently launched another niche member Web site, Members Clubhouse, which targets AmEx-toting golf aficionados.
Some people use 0 percent credit cards to buy CDs and other investments to cash in on the difference between the interest rates. Is arbitrage for me?
One credit card for Hooters and another for gambling with cash advances. Let's explore the fun and fine print-filled world of sinful credit cards.
TD Banknorth's new Simply Flexible credit card rewards consumers for offering up more than just the minimum monthly payment. Simply Flexible charges an interest rate of 7.99 percent on purchases. But to qualify for that "highly competitive" APR, cardholders will need to make a monthly payment equal to 10 percent or more of their revolving balance.
The Associated Press reports police in Rancho Cordova, Calif., are giving drivers a holiday season surprise -- pulling people over for good driving and then rewarding them with $5 Starbucks gift cards.
I have 18,675 World Points on my TexasExes Bank of America rewards card, which I got for being a TexasEx via a telemarketer to alumni. The card had a low interest rate at first, but it's popped into the stratosphere. (Don't ask.) I really want to get rid of that interest rate, and will be calling Money Management International soon for help in getting it slashed. That will mean closing the account, so I might as well redeem the points first.
Planning a wedding can be incredibly costly, time-consuming and complicated. I've already told my boyfriend that if we get married, it will be super small, maybe barefoot on a beach; no bridesmaids, no expensive dress, no third cousins, no shenanigans. I'd rather save the money for a great honeymoon or a house. But if you're the type who has been planning your dream wedding since age 6, believe it or "knot" (ha), there is a credit card for you.
We all could use a little escape from the everyday once in a while. If you're an American Express cardholder and can clear some space on your calendar between Jan. 20 and Feb. 13, 2009, why not take some time off in the form of a luxurious 24-day, five-continent vacation?
For consumers out to squeeze every dollar in rewards from their cash back credit card, people like Michael and Nicole Cheng of Centerville, Virginia, stand out either as an example to imitate or challengers to outpace.
With the new Enlightenment Credit Card you can spend your way to nirvana. OK, seriously? Its Web site calls it a "socially conscious" card. "How money is used determines the effect." Like karma. It is a Visa card issued through the First Hawaiian Bank. "Our mission is to use the power of money, media and information to change the world."
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About
It's all about the upgrades, baby. And the perks. And the exotic vacations. But rewards aren't always easy to earn or claim. Let's share notes.
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