Protecting yourself

Dan Ray

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About 400 D.C. residents were recently notified by the State Department that their passport applications were stolen by thieves seeking to use the sensitive information to commit credit card fraud.

What do you call a blog's first birthday? A blogiversary? A blirthday? Whatever it is, wish us a happy one. Taking Charge, the blog of the CreditCards.com editorial staff, published its first item a year ago today.

Lots of corporate news today confirms that as credit card delinquencies rise in this sour economy, card issuers are tightening their lending standards.

I was a new fifth grader 13 years ago when the spectacular murder trial of O.J. Simpson ended. The Juice is back on trial again this week, with a slew of money problems that these top 10 personal finance blog items could address.

Citi’s rescue of Wachovia Bank this week raises questions about rewards points and what lies ahead for me and other Wachovia card users.

What the credit landscape will look like in the coming years is anyone's guess, but experts warn that those with good credit will find access to it harder to come by and those cash-strapped consumers relying on credit to get by will get hit even harder.

This week's list of the best credit card-related blog items salutes "The Beverly Hillbillies," which debuted 46 years ago today. Have a heapin' helpin'!

People going bankrupt just saved $25. The magic counseling certificate that unlocks the doors of the bankruptcy court should still cost $50, not $75, an executive of the United States Trustees has ruled. The administrative ruling also contains a reminder of an important lesson that everyone who deals with nonprofit agencies should remember.

When it comes to ridding your credit report of inaccurate items, I recently learned the hard way that if you want it done right, you've got to do it yourself.

As sure as there will be hurricanes in the Gulf of Mexico each year, there will also be lowlifes who will try to illegally profit from the storm's carnage. The aftermath of hurricanes Gustav and Ike is no different, and the government has issued a warning to Americans to be wary of potential telemarketing scams.

Do you travel abroad? Don't count on one piece of plastic to carry you through your journey. International travelers are increasingly finding their U.S.-based credit cards may be refused, due to politics, merchant revolts or obsolescence.

Actor James Woods didn't wait for his credit card company or the authorities to nab a fraudster who charged up thousands of dollars on his credit card -- he tracked down the culprit himself.

My student credit card has been switched to a regular card without me doing a thing, but my APR is still the same. A new debit card came in the mail because my old one may have been exposed to a data breach. What is going on?

Only four of the nine affected retailers in the largest ID theft scam in history notified customers of the security breach.

Credit card issuers sharply tightened lending standards in July, hiking rates, slashing credit limits and generally getting stingier about issuing cards, according to a Federal Reserve survey released Monday afternoon.

Residents of Nigeria and Ghana search for credit cards more than people in the US, UK or India, according to a new Google tool. But it's not for the same reasons we want them.

In what United States law enforcement deemed "the single largest and most complex identity theft case ever charged in this country," 11 international citizens were charged Tuesday in a case that involved "wardriving" hack attacks on nine major U.S. companies. The global identity theft ring netted 40 million credit card and debit card account numbers by essentially eavesdropping electronically.

Barnes & Noble shoppers beware. Your credit card information may have been stolen in a complex international plot that seems right out of a best-selling crime novel.

Business owners, if you have a merchant account that lets you accept credit or debit cards, Uncle Sam just stuck his nose further into your business.

Are you worried your kids aren't learning enough about personal finance? Afraid you will not be able to teach money basics effectively? Perhaps you should send them to financial boot camp.

Now that I've completed my series of credit card tales from Europe and warned you of everything from pay potties to overpriced ATM fees, I want to share some additional credit card travel tips -- this time from others.

This is the fourth installment of a week-long series documenting Emily's experiences with plastic in Europe. This time, she discusses surprise charges.

This is the second installment of a week-long series documenting Emily's experiences with plastic in Europe. This time, she discusses transportation issues.

While I was in Europe for two weeks I took endless notes in a journal, documenting my experiences with credit and debit cards abroad. Here is the first installment of things I learned and encountered while using plastic in Europe.

Losing your credit card can be unsettling. Be prepared with a plan before it happens.

Data breaches that leak sensitive information of millions of consumers are happening all the time, even with security safeguards in place. What extra steps can you take to protect your financial information from fraud and identity theft? InsideCRM provides 50 excellent tips on taking control of your data. Here are 13 of the tips most related to credit with some additional information from me.

Those miles that you've been stockpiling by charging everything from a pack of gum to a flat-screen TV just got a little less valuable.

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Your credit can turn against you in cases of identity theft, frauds or scams. This is where to keep up with the latest tricks and survival tips to keep credit cards safe and credit history spotless.

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