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Tag Archives: credit scores

We’re not financially illiterate. Far from it.

Erica Sandberg

April is Financial Literacy Month in the United States, which means that for the next few weeks countless experts will wax on about the sorry state of Americans’ money and credit proficiency. But consider the definition of financial literacy: You…
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9 crazy credit facts to wow your friends

Erica Sandberg
9 weird facts about credit cards

Want to amuse and astound your friends? These funny and peculiar facts about credit cards, credit reports and credit scores may wow your friends. 1. Credit cards are rectangle because the world is round. You may have wondered why there aren’t…
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CFPB takes a closer look at alternative credit data

Kelly Dilworth

The Consumer Financial Protection Bureau (CFPB) is weighing relaxing federal regulations to allow more lenders to consider nontraditional information when weighing a consumer’s creditworthiness. As part of its review, the CFPB is seeking public feedback on the benefits and risks…
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Identity theft’s upside: Higher credit scores

Kelly Dilworth

There’s a surprising silver lining to having your identity stolen: It could motivate you to clean up your credit and improve your long-term credit scores. While identity theft dents people’s credit scores in the short-term, credit scores then go up…
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Despite good credit, I got socked with a high APR card

Kelly Dilworth

The opacity of credit card offers hit home for me recently when I was approved for a Discover it Miles card. Within minutes of applying, I was pleasantly surprised to see that I had been approved for a $13,000 credit…
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