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Tag Archives: credit scoring

Not understanding credit scores can cost you, survey says

Jeremy Simon

Consumers remain largely uneducated about credit scoring. That’s unfortunate, since a new survey suggests that by informing themselves and taking a few easy steps, borrowers could save billions of dollars each year.
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In credit score calculation, loan type matters

Jeremy Simon

I was aware that your credit score can vary based on which of the three major credit bureaus (Equifax, Experian, TransUnion) provides the version of the score you (or your lender) looks at. However, I was surprised to learn that credit scores also differ based on the type of loan you apply for, such as a credit card, auto loan or home equity loan.
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