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Tag Archives: debt settlement

Crackdown on debt-settlement loophole gets applause

Fred Williams

Some debt settlement companies are operating under the guise of providing legal services, to dodge a ban on taking upfront fees. But a crackdown by the Consumer Financial Protection Bureau seeks to close the loophole.
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Emily’s list: Tougher lending edition

Emily Crone

The Mortgage Bankers Association released a quarterly performance report in late June that gives great insight into what’s happening in the world of mortgage loans. In a Time article, it pointed out one of the more striking numbers: “46 percent of all loans written in the first quarter were to borrowers with credit scores over 750.”

It was only 29 percent in the third quarter of 2008, which is when the Lehman Brothers crashed and burned. But Time notes that it hasn’t risen due to the fact that consumers have better credit; it’s because lending has tightened and it’s harder for just anyone to get approved.

Time offers several great tips for improving your credit score if you’re already working on it. For those and more tips that will help improve your credit and finances, read on for my list of the top 10 best personal finance blog posts in the past week.

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Emily’s list: Sept. 11 edition

Emily Crone

For Sept. 11 we offer a snark-free roundup of some of the past week’s best blog posts about our two favorite topics, credit and debt.
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What part of ‘do not call’ don’t you understand?

Tyler Metzger

The past month, I kept receiving calls from an 800 number. I investigated, and Gary Busey, $11,000 in magical debt and credit cards were involved.
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Emily’s List: More card agreement changes

Emily Crone

Emily highlights some of her favorite posts about credit cards in the personal finance blogosphere from this week and discusses even more changes to her credit card agreement.
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