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5 steps to take now before the next data breach

Matt Schulz

Target. Michael’s. Neiman-Marcus. Heartbleed.

Pummeled by a nonstop barrage of stories about how shadowy fraudsters are working day and night to find new, mysterious ways to get access to all of your financial and online accounts, many Americans are worried — and feeling completely powerless — when it comes to identity theft.

But here’s the good news: You have far more power in these cases than you realize, and you don’t have to be a hacker to wield it.

Here are five simple things that you can do right now and going forward that can help protect you when the next major breach hits the headlines.

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