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Tag Archives: nontraditional data

China’s Alibaba launches big data credit score

Kelly Dilworth

Qualifying for a new loan is about to get easier for the millions of Chinese computer users who don’t yet have a credit card, but regularly go online to shop, pay bills and invest their personal savings.
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Building credit through rent payments rare

Kelly Dilworth

A striking number of renters are confused about what’s included in their credit reports, according to a new study from the credit bureau TransUnion.
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Are credit reports being overused?

Kelly Dilworth

Lenders, potential employers or landlords aren’t the only one clamoring for access to your personal credit history. Some health care providers use it to decide whether or not patients can afford costly medical treatment. And even the federal health insurance marketplace, HealthCare.gov, uses it to verify applicants’ identities.
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