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Blinded by sign-up bonus rewards points

Julie Sherrier

For the first time in perhaps decades, I received a payment overdue notice. I applied for the American Express Premier Rewards Gold card in early spring to take advantage of its 50,000 Membership Rewards points bonus offer with the $175 annual fee waived the first year. I was approved and had to spend $1,000 within three months to get the points.
Spending the $1,000 wasn’t a problem. Paying the bill in a timely manner was.
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