Living with credit, New products

Former Fair Isaac VP starts credit score education site

Emily Crone

Do you know what your credit score is, but aren’t sure how it’s calculated? Are you about to get married but don’t know how to merge your credit? Andy Jolls, a former executive at Fair Isaac Corp., decided that people needed answers to such frequently asked questions, so he launched, a site with free instructional videos about credit scores.

Jolls spent his four years as a vice president at Fair Isaac leading the credit scoring division.  He recently left the business to start this endeavor, working to demystify the very system he helped create.

“I left myFICO to further focus on the educational efforts needed in the credit space,” Jolls says.  “I saw online video as the vehicle to reach the most people in need and realized that people, in the new YouTube world, want short pieces that address their specific question.”

The site aims to educate consumers on all things credit score, including ways to prevent identity theft, the effect divorce has on your credit score and whether checking your credit report really hurts your credit score. The site also has product reviews and comparisons to help consumers figure out which credit score kit or Web site is best for them.

“I hope my site will address the ‘credit divide,’ i.e. people who really don’t understand credit scoring and don’t want to sit through a long DVD or read an entire book,” Jolls tells me.  The short videos are useful for audio/visual learners and people who want the information quickly and easily.

The site is a little addy, though you don’t have to pay to watch the educational videos. There are currently only nine video lessons on the site, though it will hopefully flesh out in the future. The videos aren’t of great quality, but the information is presented in simple, easy to understand terms, making it very useful for beginners.

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