Living with credit, Protecting yourself

FICO discounts credit monitoring by 25 percent

Jeremy Simon

Consumers awaiting final approval of the court settlement that will yield free TransUnion credit monitoring can sign up for discounted credit monitoring now, care of FICO score creator Fair Isaac Corp. They’ll need to act fast, though: Fair Isaac’s 25 percent discount on its credit monitoring product is only available through the end of this month.

FICO Quarterly Monitoring, which is normally sold for $49.95, may currently be purchased for $37.46. “FICO Quarterly Monitoring provides a great way to keep track of your credit report and FICO score throughout the entire year,” the Web site explains. FICO Quarterly Monitoring includes a quarterly TransUnion credit report and FICO credit score, email alerts when public information changes and identity theft insurance.

As for the timing of this promotion, FICO says the discount is unrelated to the offer of free TransUnion credit monitoring. “Our recent promotion for FICO Quarterly Monitoring has been planned for a couple of months, so its juxtaposition with the TU settlement is only a coincidence,” says Fair Isaac’s public affairs manager Craig Watts via email. “It’s interesting that our product monitors the consumer’s TU score and credit report,” Watts says.

See related: Lawsuit settlement provides free credit monitoring to millions of consumers, TransUnion settlement details emerge, TransUnion settlement sign-up period begins


If all this talk about credit monitoring leaves you in need of a beer, head over to the fourth edition of the Finance Fiesta blog carnival — which happens to be the very refreshing “cerveza edition,” hosted by Pinching Copper. My blog entry “When green banking is less than good” is being served up with a lime as an editor’s pick. Enjoy!

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, we ask that you do not disclose confidential or personal information such as your bank account numbers, social security numbers, etc. Keep in mind that anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.