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Free TransUnion credit monitoring deadline tomorrow

Jeremy Simon

You’ll need to act fast if you’d like to sign up for the free TransUnion credit monitoring offered as part of a 2007 settlement involving the credit bureau. The cutoff for submission of an authentication form is tomorrow.

However, free credit monitoring will still be available even after the deadline passes. That’s because a major TransUnion settlement reached earlier this year makes millions of borrowers eligible for credit monitoring. Under that settlement, borrowers have until late September to sign up for free credit monitoring.

Tomorrow’s deadline involves a smaller settlement — impacting fewer borrowers who used TransUnion services during a shorter time period.

As for who should take note of the July 22 deadline, I noted in a previous blog entry that the overview on the Townes Settlement Web site explains, “If you purchased, you or a third party paid for, and you received a credit score, credit monitoring, or other offering from a TransUnion or TrueLink Web site between Dec. 1, 1999, and April 16, 2007, you are eligible to receive a benefit from the Robert V. Townes, IV v. TransUnion, LLC and TrueLink, Inc. Settlement.”

The Sept. 11, 2007, settlement approval resolved claims that TransUnion and its business TrueLink violated the federal Credit Repair Organizations Act and state law. The defendants denied liability.

See related: TransUnion provides additional free credit monitoring, Lawsuit settlement provides free credit monitoring to millions of consumers, TransUnion settlement details emerge, TransUnion settlement sign-up period begins

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  • jmb

    FYI – I was one of those that received a notice regarding the settlement – and that I would receive free credit monitoring for a 3 month window. The email notice included a link to their web site and line that stated “Benefit code: ” But, did not actually provide the code…

  • JB

    Yes, I have received an email from them, but GUESS WHAT… NO BENEFIT CODE was included in the email!
    Just a BLANK! NOTHING! NADA! So much for all the months of litigation!
    Here is a cut-and-paste of the email.
    “Your Benefit Code will be activated on August 6, 2008. You must use your Benefit Code no later than November 4, 2008. After your Benefit Code expires, you will no longer be entitled to obtain a Settlement Benefit.
    Your Benefit Code is:
    Go to and follow the instructions to redeem your Benefit Code.”

  • JB

    After they sent THREE messages with a BLANK benefit code, they got it in the FOURTH message… but the site is too busy to let me in. So we will see if it really works for registration tomorrow..

  • Traci

    I never received my code or an e-mail and the website and phone number are no longer available. Does anyone know what I should do?

  • CChapman

    Send me my benefit code!!!

  • Sam Sambrano

    You know I didn’t delete this phony offer from the onset cause it looked so real and verifiable. I participated and submitted my authentication form. But after receiving by benefit code from a suposedly “Federal Court Authorized Notice” it turns out this is just another ploy to sell you a non-solicited service. Another fraud, a deception of trade practices. Maybe the Texas and US Attorney Generals should get involved and put a stop to this trickery and time wasting internet ploys.