Living with credit

Post-Christmas smorgasbord

Emily Crone

Ah, Dec. 26 — the day to recover from Christmas madness or celebrate another night of Hanukkah. Today is also the Day of Goodwill in South Africa and the first day of Kwanzaa. Additionally, it’s Boxing Day in many countries such as the UK, Canada and Australia, which is based on giving to those in need (though is now mainly associated with after-Christmas shopping). It’s also nearing the new year. This week’s roundup is a smorgasbord of post-holiday tips and lessons, and personal finance versions of holiday poems.

1. First, big news in the personal finance blogosphere; Kacie at Sense to Save had her baby boy this week! She posted a picture of the handsome little devil, Jonathan. What a great Christmas present. Congrats, Mamma! All her hard work on staying debt-free and being frugal while preparing for him will really pay off.

2. Connie at Ask Mr. Credit Card writes a brilliant version of “Twas the Night Before Christmas,” credit card-style.

3. A reader of The New York Times’ The Wallet blog wrote in with his own personal finance-themed “Twas the Night Before Christmas.” I have to admit, it’s pretty good. Which one do you like best?

4. Being Frugal bemoans the fact that Christmas has become a time of ruthless shoppers, overspending and insane traffic. She asks everyone to remember that despite your religious beliefs, it is a time of giving, and that we should drop the over-the-top consumerism. Perhaps we should heed her advice next year; we might all have a little less post-holiday debt!

5. Jonathan at Master Your Card offers five tips on talking your way into getting better credit card rates. During the holidays and hard economic times, people may be willing to be more lenient!

6. Monroe on a Budget says there’s no reason to let all of your new gift cards sit around unused, especially when there are so many fantastic holiday sales happening today! He also gives the lowdown on a few sales going on this weekend.

7. The Wisdom Journal lists nine New Year’s resolutions you can and should keep, such as making a list of your debts and making efforts to prevent identity theft. If it sounds daunting, pick one and stick with it.

8. So you decide your New Year’s resolution is to cut back on the debt and focus on saving in 2009. How can you accomplish this? Ready to Be Rich provides six tips on following through with the goal of saving.

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  • Thanks for the link … I did find some nice clothes on the after-Christmas sales. But now it’s back to making do with what we have.