On average, there is a Friday the 13th once every 212.35 days. But this year, we had a Friday the 13th two months in a row; one in February, and one today. Some people believe 13 is lucky number, but most Americans view the number and Friday the 13th with fear. What better way to face your fears than trying to take control of your finances! Enjoy this week’s Friday the 13th edition of our weekly credit card roundup.
1. Mrs. Micah features a guest post that reminds procrastinators about the importance of saving an emergency fund. One big perk of doing it? It helps ward off future debts. If you want to ward off bad luck on Friday the 13th, don’t walk under any ladders or break any mirrors.
2. Kacie at Sense to Save says even once the recession ends, she plans to live like we’re always in a recession to keep her debt and spending in check. That doesn’t mean to live in fear, but always be prepared for financial emergencies. Speaking of fear, did you know that if you fear Friday the 13th, you have paraskavedekatriaphobia? It’s not exactly taught in medical school, but it’s scary just trying to pronounce it.
3. Generation X Finance finds it amusing that the Federal Trade Commission has chosen to fight back against the FreeCreditReport.com commercials, which have received tons of consumer complaints. Friday the 13th is a very popular day when it comes to videos; pick out one of the 12 movies in the “Friday the 13th” franchise tonight.
4. My Dollar Plan lists some aspects of personal finance you should know. A is for credit card arbitrage, and M is for financial mistakes. Another mistake? Not checking to make sure all your work is backed up, especially on a superstitious day like Friday the 13th. Use today, which happens to be International Verify Your Backups Day, to alleviate any fears you might have about losing all your data.
5. No Credit Needed walks readers through the steps of envisioning what they want in their economic futures. Here’s my advice for getting ahead: Don’t waste your money on wretched horror movies such as “Resident Evil 5,” which premieres today. I guess it really is a day of bad luck…
6. Ask Mr. Credit Card explains what happens when your credit card debt is sold to a collection agency and offers advice on bankruptcy. It’s not as gruesome as a slasher film, but dealing with debt collectors can certainly feel like torture.
7. Frugal Dad discusses some factors you need to consider when deciding if you should put inheritance money toward paying off your debt. It’s important that you make the right decision so you aren’t haunted by bad ones. (Much like Jason did to the camp counselors who let him drown.)