Living with credit

Emily’s list: Brotherly love edition

Emily Crone


There’s a Mother’s Day and a Father’s Day, but did you know that there’s a National Siblings Day? And yes — it’s today. The day is meant to honor your siblings that are alive and those who are no longer with us. I know from personal experience that sibling relationships can waver back and forth between love and hate. They can provide both joy and frustration, but they are always a part of our lives, whether we like it or not. This is a lot like personal finance. A windfall can bring us extreme happiness, while major debt can make us miserable. Whatever the ups or downs, personal finance is something we all must learn to cope with. In this week’s roundup of credit card-related blog posts, we celebrate brotherly and sisterly love, and how it can relate to credit cards and personal finance.

1. You don’t get to choose your siblings; you get what life throws your way. Some people wouldn’t pick different siblings if they had the chance, while others will acknowledge that the only thing they have in common with their siblings is DNA. But you can pick which credit card you use, and Bargaineering explains how to select the best one for you.

2. The way your family — both your parents and your siblings — handles finances greatly impacts your own life experiences with money. Mrs. Micah tells her financial story and explains why it’s important to talk money before you start your own family.

3. Some siblings can make you feel guilty. Maybe your parents let you have more freedom, or maybe you wrongfully blamed something on your brother and got him in trouble. It’s funny to look back on these moments now, but at the time, it was nothing to laugh about. Debt Hater says it’s possible to spend money without feeling guilt. Just keep close tabs on your finances so you know how much you have (or don’t have). As long as you’re not afraid to look at the numbers, you’re on the right track.

4. When parents have multiple children, prioritizing all the siblings’ ballet lessons, soccer practices, tutoring sessions, play groups and more is no small feat. It can also cause disagreement amongst brothers and sisters if things don’t seem fair to everyone. Trent at The Simple Dollar discusses how he feels about Suze Orman’s new advice, which now prioritizes creating an emergency fund over paying off credit card debt. Is it fair to switch priorities?

5. Siblings always have an opinion and are usually always up for a heated debate. Girls Just Wanna Have Fund$ responds to Trent’s post and explains how she does and doesn’t agree with him.

6. When there are more than two children in the family, debates get interesting. We had three kids in my family, all close in age, and I’m not going to deny that we had some heated discussions. My Two Dollars chimes in on the Suze Orman debate with his opinion. Which of the three do you agree with?

7. Kacie at Sense to Save says it isn’t fair that having no credit score is no better than having a bad credit score. Even though siblings often drive each other mad, I think we can all safely say we’d rather have them in our lives than not have them at all.

8. While siblings can make you frustrated beyond belief, they can also bring a lot of joy into your life and make you a better person. Personal finance can work the same way. I’ve Paid for This Twice Already says snowflaking debt has not only helped her take control of her finances, but it has made her a better person and helped her figure out what really matters. Live and learn.

9. While siblings do their best to have your back throughout life’s challenges, there are some things they can’t really help you with, such as maintaining good credit. WalletPop provides tips on how those who are unemployed should manage their credit.

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