Living with credit

Survey: More than half of women carry no card debt, like cologne and Johnny Depp

Tyler Metzger

Lesbian sex, abortion, gay marriage and … credit card debt.

That mixed bag of hot-button topics is just a small sampling of what’s in Esquire’s “Survey of American Women,” released in the May 2010 issue. The just-for-fun study complied the results of about 10,000 women who took the men’s magazine survey online between Feb. 4 and March 3, 2010.

Most of the questions centered around relationships (If you knew you wouldn’t be caught, would you cheat?), sex (If you were or are a lesbian, what celebrity would you sleep with?) and plain old hawtness (Who’s the best looking man in America? Hint: See picture above.) But readers also got a small peek at the financial habits of today’s Esquire-reading women.

Here’s what the survey said:

  • What is your annual salary?
    • Less than $30,000 47%
    • $30,001 to $50,000 27%
    • $50,001 to $75,000 15%
    • $75,001 to $100,000 6%
    • More than $100,000 5%
  • How much credit-card debt do you carry each month?
    • $0 55%
    • $1 to $1,000 23%
    • $1,001 to $3,000 10%
    • $3,001 to $6,000 5%
    • $6,001 or more 7%
  • How does your income compare with that of your husband/boyfriend/partner? (Percentages shown reflect only respondents in relationships only.)
    • More 29%
    • Less 47%
    • Same 24%
  • Are you:
    • Overpaid 2%
    • Underpaid 54%
    • Appropriately paid 44%
  • How much did you spend on your last haircut?
    • Less than $25 30%
    • $26 to $50 34%
    • $51 to $100 26%
    • $101 to $200 8%
    • More than $200 1%

Esquire notes that since the survey was limited to Internet-connected adults only, the results don’t reflect a random sample. “But it’s still fun.” And it was. It was also very informative.

I now know that the majority of women want me to pay for the check at dinner, get them a trip as a gift, look more like Johnny Depp and be more like Barack Obama. And with all those responsibilities, I’m wondering what will be harder: paying off my debt after buying all those vacations and meals, or getting elected president.

See related: 7 ways the sexes handle credit differently, 6 common money mistakes women make, Why women need their own credit, 8 things to know about credit card debt

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  • Stephan

    Just fascinating to see how the finances of women is changing comapared to men. I bet in 15years these numbers will be dramatically different again just like they were different 15 years ago.