Living with credit

Emily’s list: Starbucks mobile app edition

Emily Crone

It’s no secret that mobile technology is the future of payments. In 2009, we wrote that mobile payments are the next frontier. In 2010, we wrote about the trend of mobile payments gaining momentum and the options widening. Now, in 2011, Starbucks has taken a step forward that may ignite even more popularity with mobile payments. (And no, I have no connection to the company.)

starbucks mobile app I just learned that in late January, Starbucks announced a new smart phone app for mobile payments for the Starbucks Card, a rechargeable gift card that can also be used for their loyalty rewards program.

According to a press release, with this new app, “customers can manage their card account, reload their card balance directly from their smart phone with a major credit card, check their My Starbucks Rewards status, find nearby Starbucks stores and pay for purchases with the newly expanded mobile payment capability.”

With such a loyal customer base, I’m not surprised that Starbucks is one of the first companies to embrace this technology. I, for one, hope more companies do this. I’m one of those people with a huge wallet bursting at the seams with loyalty cards for movie theaters, restaurants, book stores and grocery stores. I also have a keychain with loyalty cards for pet stores, my gym and grocery stores. If I could store all of these things on my iPhone, I would be a happy consumer. Mobile payment does have its downsides, and there is still the debate of data safety when credit cards are involved, but the convenience may be worth it. What do you think?

For more thoughts, tips and tricks about personal finance, please read on for my roundup of my favorite blog posts from the past week.

1. Cash Money Life provides tips on how to use your credit cards to your best advantage.

2. Debt Free Adventure offers tips you can use to get your credit card spending under control.

3. Rising gas prices are putting a dent in all of our wallets. Couple Money explains how you can cut down on gas and save money by tracking mileage.

4. Frugal Dad lists 10 things he wants to teach his kids about money before they grow up, including protecting their credit and avoiding debt:

5. Wise Bread reveals five ways you can save money on everyday expenses, including using 0 percent APR credit cards.

6. Frugal for Life discusses five obstacles you may encounter on your way to financial success.

7. Yes, I Am Cheap tells an interesting tale of why she added $20,000 of debt to her credit cards in one day on purpose.

8. Money Thinking recalls his mother’s financial habits and explains what he learned not to do based on her experiences.

9. The Red Stapler Chronicles features a playful post that highlights bad-behaving consumers in the Personal Finance Hall of Shame.

10. If you have a small business, listen up: Dough Roller lists five ways you can save money on credit card processing.

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  • Thank you for linking to my post on adding debt to my credit cards. Credit cards are useful tools and can really SAVE money when used effectively.