Living with credit

Emily’s list: World Smile Day edition

Emily Crone

Earlier this week, a friend posted on Facebook that he went to a drive-through restaurant. As he pulled up to the window, the cashier smiled and said that the person before him left behind a dollar for his order — a random act of kindness. My friend was taken aback by this small but kind gesture. He decided to pass it along to the next person, feeling the need to pay it forward.

It felt fitting when I read that today is World Smile Day. You know that famous yellow smiley face icon you see everywhere? It was created in 1963 by artist Harvey Ball. According to the World Smile Day website, “As the years passed, Harvey Ball became concerned about the over-commercialization of his symbol, and how its original meaning and intent had become lost in the constant repetition of the marketplace. Out of that concern came his idea for World Smile Day. He thought that all of us should devote one day each year to smiles and kind acts throughout that world. The smiley face knows no politics, no geography and no religion. Harvey’s idea was that for at least one day each year, neither should we.”

This annual tradition began in 1999.World Smile Day Edition

Times are tough, and we could all use a genuine smile here and there or a random act of kindness. On this day, let’s all take a deep breath, remember that we are all in this together and share our beautiful smiles with the world.

If you’re looking for great advice on budgeting, holiday shopping or warding off identity theft, these 10 of my favorite personal finance posts from the past week will put a smile on your face.

1. Money Talks explains how you can get your Christmas budget ready now and stick to it.

2. A guest post on Budgeting in the Fun Stuff provides additional tips on preparing your wallet for holiday shopping and saving money.

3. PF Firewall discusses something I brought up a few weeks ago — whether people are getting burned out on daily deals sites and whether they actually save us money. He shares some scary statistics on how many of these deals are unredeemed.

4. Money in the 20s offers life lessons that can help you learn how to live on less and protect your financial future.

5. Well Heeled Blog shares how she and her fiance were able to save $2,000 on their honeymoon airfare with a rewards credit card.

6. My Personal Finance Journey explains the importance of checking your credit report and how you can use it to spot identity theft.

7. While credit cards are invaluable tools for some, they can cause trouble for those who aren’t financially responsible. Squawkfox proposes a funny suggestion for how to curb your “nutty” spending.

8. My Open Wallet shares what she learned from holding her first garage sale, from the various types of garage sale shoppers to what it’s like putting a price tag on your things.

9. Little House in the Valley discusses why she thinks debit cards now have something in common with dinosaurs.

10. Everyday Tips and Thoughts lists several tips for maintaining a great credit score, which will help get you favorable interest rates on all kinds of things.

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