Living with credit

Emily’s list: Financial independence edition

Emily Crone

Independence is a beautiful thing, especially when it comes to finances. My husband is in law school now, and his debt is looming over us. We have already discussed a timeline for paying it off and look forward to the day where we can once again have financial freedom.

I have a good friend who recently finished paying off her student loans, and her relief was a beautiful thing to see. She and her husband went out and treated themselves to a nice dinner. They are excited to finally start saving for a house.

Student loan debtI also know that many people in my generation are still trying to gain independence from their families. Many 20-somethings can’t find jobs and are having to live at home or accept financial help from their parents. It’s a blow to the ego to be an adult and not be able to make ends meet on your own. But when you do get to the point of being independent and not hamstrung by loans or relying on your parents, it feels amazing. I loved being self-sufficient after college and knowing that I can make my own financial decisions.

To celebrate financial independence, enjoy my roundup of my favorite personal finance blog posts from the past week.

1. One Cent at a Time lists 10 ideas for saving money on your day-to-day expenses, mostly through learning DIY activities.

2. Money Coun$elor shares some of the quotes about money and personal finance from America’s founding fathers.

3. Boomer & Echo discusses what a marriage is like when one of partner is a spender and the other a saver.

4. Money Life and More lists five tips that can help you reach financial independence.

5. Young Cheap Living explains why sometimes money just doesn’t matter and other people and things take priority.

6. Making Sense of Cents discusses why she and her partner are switching to managing their budget with cash instead of completely relying on their debit and credit cards.

7. Selling things on Craigslist can be a great way to chip away at your debt, but you have to be careful. Debt and the Girl lists several tips on how to use it safely.

8. From Shopping to Saving questions why we enable people to spend more money on shopping even when we know it defies logic.

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